Surprise Homes with Conventional New Financing

Surprise Homes with Conventional New Financing

Welcome to Surprise, Arizona—a vibrant city nestled in the heart of Maricopa County that perfectly blends suburban charm with modern conveniences. Known for its warm climate, friendly community, and a plethora of recreational activities, Surprise is an ideal place for families, retirees, and everyone in between. With a population that has steadily grown over the years, the city offers a welcoming atmosphere that fosters a strong sense of belonging.

Surprise is home to an array of parks, golf courses, and sports facilities, making it a haven for outdoor enthusiasts. Whether you're taking a leisurely stroll through the picturesque Surprise Community Park or enjoying a thrilling game at the Surprise Stadium, there's no shortage of ways to enjoy the beautiful Arizona weather. The city also boasts a rich cultural scene, with local events and festivals that celebrate its diverse heritage.

For those looking to make Surprise their home, you'll find a fantastic selection of properties that cater to various lifestyles and budgets. With conventional new financing options available, purchasing your dream home has never been more accessible. From charming single-family residences to modern townhouses, the housing market in Surprise is thriving, offering something for everyone.

Whether you're drawn by the stunning landscapes, the bustling community spirit, or the promise of a bright future, Surprise, AZ, is ready to welcome you home. Explore the possibilities and discover why so many are choosing to plant their roots in this remarkable city!

Newest Surprise Homes with Conventional New Financing

3 Beds ⋅ 3 Baths ⋅ 7065060 MLS ⋅ 2,406 SqFt.

HUD Home! Excellent opportunity to own a spacious single-level home in the desirable Sun City Grand 55+ resort community. Offering 3 bedrooms, 3 bathrooms, and approximately 2,406 square feet of living space, this property features two distinct living areas, an attached 3-car garage, and a generously sized lot. Bring your design ideas to personalize this home to your exact style. The primary suite boasts dual vanities, a walk-in closet, and a snail shower. Relax outdoors on either of the two covered patios. Enjoy unmatched community amenities including golf courses, pickleball, tennis, heated spas, a workout facility, and walking paths.

20123 N Painted Sky Drive, Surprise

3 Beds ⋅ 3 Baths ⋅ 7064969 MLS ⋅ 2,397 SqFt.

Beautifully remodeled 3-bedroom, 3-bath home with a spacious loft and nearly 2,400 sq ft in desirable Surprise Farms. Recently updated with new flooring throughout, fresh interior and exterior paint, new ceiling fans, blinds, fixtures, lighting, stainless steel appliances and more. The large island kitchen offers nice cabinetry, plenty of prep space and a walk-in pantry. Enjoy a huge primary suite with separate tub and shower, along w walk-in closet, There is an oversized loft ideal for a second family room, office, or game room. Private backyard with covered patio and low-maintenance landscaping. Close to parks, schools, shopping, dining, and entertainment. A great opportunity to enjoy space, updates, and a convenient Surprise location at an exceptional value! MUST SEE!

16025 N 168th Avenue, Surprise

4 Beds ⋅ 3 Baths ⋅ 7064940 MLS ⋅ 3,009 SqFt.

This spacious 3,009 sq ft home offers 4 bedrooms, 3 bathrooms, and incredible potential to build instant equity. Featuring a solid structure with a durable clay tile roof, the property boasts dual-unit central heating and cooling with one AC unit newly replaced! Enjoy energy savings with a transferable solar panel system, and take advantage of included kitchen appliances. Nestled in a great neighborhood with a low $72/mo HOA fee, this value-add opportunity is ready for your personal vision and aesthetic touches to make it shine!

17023 W Ipswitch Way, Surprise

3 Beds ⋅ 2 Baths ⋅ 7064915 MLS ⋅ 1,708 SqFt.

A POOL at this price? Yes, please! Don't miss this opportunity in the desirable Royal Ranch community. This home offers an open, spacious floor plan with vaulted ceilings, a large great room, & a kitchen with plenty of cabinet & counter space plus breakfast bar seating. All appliances convey with the home, including the refrigerator, washer, dryer, & mini beverage refrigerator. The original den has been fully enclosed, creating a versatile bonus room currently used as an additional sleeping space. With no closet, it also makes a great home office, craft room, workout room, playroom, or guest space. Step outside to your own Arizona backyard retreat featuring a private pool, covered patio, low-maintenance landscaping, and plenty of room to relax & enjoy our beautiful Arizona weather. BIG bonus for the new owner, a pallet of wood-plank tile flooring is included with the sale, with enough material to complete the flooring throughout the home! The home also features a water softener, inside laundry with cabinetry, & a two-car garage. Royal Ranch offers neighborhood parks, green space, walking paths, & recreational areas nearby. With a little updating and your own personal touches, this home has so much potential. Priced to sell & packed with value, this one is a steal for the price!

14586 W Crocus Drive, Surprise

6 Beds ⋅ 4 Baths ⋅ 7064907 MLS ⋅ 2,883 SqFt.

This home has it all...6 bedrooms, 4 full baths. Well appointed kitchen featuring quartz countertops, stainless appliances and a walk-in pantry. The family room is off the kitchen and opens to a covered patio and large back yard waiting for your imagination to make it yours. There is a separate guest area downstairs with its own living room and full bath. The primary suite is upstairs with multiple other bedrooms with walk-in closets. Property is sold ''as-is, where-is'' with no reps or warranties. Seller will provide no CLUES or SPDS rpts. Seller will not pay for any fees associated with HOA transfer. Buyer may choose own title company. Buyer will be responsible for all title and escrow fees. This property may qualify for Seller Financing (Vendee)

16791 W Canterbury Drive, Surprise

2 Beds ⋅ 2 Baths ⋅ 7064848 MLS ⋅ 2,295 SqFt.

AZ Traditions is a guard gated, active adult community with single loaded streets also a maximum 25 mph speed limit and no traffic lights. A genuine small town environment run by local volunteers including the caterers for meals and bartenders in the sports bar. Many senior activities and clubs including a softball field and public 18 hole golf course with active golf leagues. Open backyard next to overflow parking (no overnight) for the nearby community center. This home is beautifully updated and offers 2 bedrooms + a den and 2 bathrooms. All NEW flooring February 2026!! This is the perfect great room layout which has a spacious sized family room, formal dining area and open kitchen with a big breakfast bar and also an eat-in-kitchen.

17929 W Buena Vista Drive, Surprise

4 Beds ⋅ 3 Baths ⋅ 7064834 MLS ⋅ 2,352 SqFt.

What's Special: North Facing Lot | South Facing Patio | Dedicated Study | Gourmet Kitchen. New Construction - September Completion! Built by America's Most Trusted Home Builder. Welcome to the Hudson at 17023 W Hope Drive in Paradisi Encore! Step into this thoughtfully designed single-story home where comfort and connection come together. An inviting foyer leads to a private study and three secondary bedrooms, creating flexible space for work, guests, or hobbies. At the heart of the home, the open gourmet kitchen features a large island, walk-in pantry, and seamless flow into the spacious great room and dining area, making everyday living and entertaining effortless. The private primary suite is tucked away for added tranquility and includes a generous walk-in closet and spa-inspired bath with separate shower and garden tub. Step outside to the covered outdoor living area and enjoy relaxing mornings, evening gatherings, and year-round Arizona sunshine. Enjoy some of the Valley's most stunning views, with quick access to nature escapes like White Tank Mountain Regional Park for hiking, biking and outdoor adventure. Your master-planned community features a shimmering pool, pocket parks and a lively clubhouse. Connect with nature at the National Wildlife Federation-Certified Butterfly Garden and spot monarchs up close. Additional Highlights Include: paver driveway and porch, soft water loop, 8' interior door, 36" upper cabinets, cabinet hardware throughout, raised vanities at secondary baths, pots and pans drawer, under cabinet lighting, 12"x24" tile in common areas, and 5" baseboards. MLS#7064834

17023 W Hope Drive, Surprise

3 Beds ⋅ 2 Baths ⋅ 7064792 MLS ⋅ 1,504 SqFt.

What's Special: Cul-de-Sac Lot | Covered Patio | Large Kitchen Island | Single Level Living | No Rear Neighbors | North Facing Lot. New Construction - November Completion! Built by America's Most Trusted Home Builder. Welcome to the 35R1 at 14485 W Soft Wind Circle in Rio Vista at Rancho Mercado! This beautiful new single-story home has an open-concept layout perfect for everyday living and entertaining. The spacious great room flows seamlessly into the dining area and kitchen, where elegant quartz countertops, a stylish subway tile backsplash, a large island, and walk-in pantry create an inviting gathering space. Tucked away for added privacy, the primary suite features a generous walk-in closet and well-appointed bathroom. Two secondary bedrooms, a dedicated laundry room, and a covered outdoor living area complete this comfortable and functional floor plan. Meandering walks along lush trails and competitive volleyball or basketball games can become your new normal. There's even a dog park for your furry friends! Enjoy the connectivity of a master-planned community. Beautiful trails connect a playground to sports courts and a dog park. Additional Highlights Include: Pavers at front porch, entry walks, and driveway, alternate AC location with gate, gas range, and wood looking tile floors. MLS#7064792

14485 W Soft Wind Circle, Surprise

4 Beds ⋅ 2 Baths ⋅ 7064780 MLS ⋅ 1,949 SqFt.

What's Special: No Rear Neighbors | Mountain View | Premium Location | Covered Patio | Oversized Closet in Primary | Large Kitchen Island. New Construction - September Completion! Built by America's Most Trusted Home Builder. Welcome to the 40-RM1 at 25539 N 147th Drive in Los Cielos at Rancho Merdaco! This thoughtfully designed single-story home offers an open-concept layout that brings together the kitchen, dining area, and great room for easy everyday living and entertaining. The spacious primary suite is tucked away for added privacy and features a generous walk-in closet and a spa-inspired bath with dual vanities. Two secondary bedrooms and a versatile fourth bedroom near the front of the home provide flexible space for guests, a home office, or hobbies. Step outside to the covered outdoor living area, perfect for enjoying morning coffee or gathering with friends and family. A convenient laundry room and spacious two-car garage complete this welcoming and functional design. A desert oasis awaits at Los Cielos at Rancho Mercado. Take your competitive spirits to the basketball and volleyball courts, breath in nature as you meander along lush walking trails, let your furry friends run free at the dog park and encourage little ones to make friends at the playground. Additional Highlights Include: 8' interior doors, paver driveway, 36" upper cabinets, and rectangle bathrooms sinks. Photos are for representative purposes only. MLS#7064780

25539 N 147th Drive, Surprise

3 Beds ⋅ 3 Baths ⋅ 7064740 MLS ⋅ 2,105 SqFt.

Location, location, location! This Surprise home is close to Spring Training at Surprise Stadium and the continued growth taking shape around Surprise City Center. With a low-maintenance yard, weekends can be spent enjoying life instead of catching up on outdoor chores. Located in Royal Ranch, this home keeps shopping, dining, recreation and entertainment close by. Back at home, the spacious layout and low-maintenance yard make it easy to settle in, unwind and enjoy more of what Surprise has to offer.

14552 W Maui Lane, Surprise

3 Beds ⋅ 3 Baths ⋅ 7064696 MLS ⋅ 2,193 SqFt.

Situated on one of the most premium lots in all of Heritage Asante - a South Facing backyard w/ STUNNING LAKE & MOUNTAIN Views & Steps to the AMENITES makes this home ONE-OF-A-KIND! Built in 2022 this OPEN GREAT ROOM Crest Model (3 bed, 3 bath + den) is upgraded to the hilt! Inviting curb appeal w/ a PAVER DRIVEWAY & WALKWAY. Step inside to pure LUXURY - HIGH-END flooring is all the right areas. The Kitchen is an Entertainer's Dream. Built-in GAS COOKTOP, Wall Ovens, Desirable WHITE Cabinetry w/ Roll-outs, CUSTOM Pendent lighting & MASSIVE KITCHEN island all while enjoying PICTURESQUE VIEWS out the back! The Multi-Slider in the Great Room brings in tons of natural light and creates the Backyard as an extension to the home. Step outside to PARADISE - the HEATED/COOLED private pool is More

24611 N 174th Drive, Surprise

2 Beds ⋅ 2 Baths ⋅ 7064684 MLS ⋅ 950 SqFt.

A charming 2 bed, 2 bath mobile home in Rose Garden is now for sale! Discover a sizeable living room w/elegant wood-look flooring and neutral palette throughout, perfect for entertaining. The eat-in kitchen comes equipped w/ample cabinetry, stone backsplash, and built-in appliances for all your home cooking needs. You'll love the primary suite, boasting a large closet and a private bath w/a separate tub & shower. Also including carport parking and a quaint covered patio where you can spend a relaxing afternoon, this home is sure to be the one for you! Don't wait any longer, act now!

11596 W Sierra Dawn Boulevard Unit 356, Surprise

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