Surprise Homes under $400,000

Welcome to Surprise, Arizona – a hidden gem nestled in the heart of Maricopa County! Known for its warm climate, vibrant community, and stunning desert landscapes, Surprise offers a perfect blend of suburban charm and big-city amenities. With a rich history that dates back to the 1930s, this city has blossomed into a thriving hub for families, retirees, and everyone in between.

Surprise is renowned for its beautiful parks, recreational facilities, and a variety of shopping and dining options. Whether you’re exploring the lush green spaces of Surprise Community Park or enjoying a day at the Surprise Stadium, home to spring training for Major League Baseball teams, there’s always something exciting happening here. The city also boasts excellent schools and healthcare facilities, making it an ideal location for families looking to settle down.

If you’re in the market for a new home, you’ll be pleased to know that Surprise offers a fantastic selection of properties priced under $400,000. From charming single-family homes to modern townhouses, there’s something for every taste and budget. These homes often feature spacious layouts, beautiful backyards, and access to community amenities, allowing you to enjoy the best of Arizona living without breaking the bank.

With its friendly atmosphere, affordable housing, and endless recreational opportunities, Surprise, AZ, is not just a place to live – it’s a place to thrive. Come discover your dream home in this vibrant city today!

Newest Surprise Homes under $400,000

$400,000

4 Beds ⋅ 2 Baths ⋅ 7089828 MLS

17357 W Running Deer Trail, Surprise

$354,000

3 Beds ⋅ 2 Baths ⋅ 7089577 MLS

INCREDIBLE BUYER INCENTIVES: $5,000 MORTGAGE CONCESSION. Seller will pay up to $5,000 at closing towards your interest rate buydown if you finance with lender of sellers choice. 14099 W Two Guns Trl is a one-story Surprise home with three bedrooms, two bathrooms and 881 square feet of living space. The galley kitchen includes a range, microwave, refrigerator and dishwasher, with a window above the sink. Its cabinet run leads into the dining area, and the adjoining living room creates an open shared space. The primary bedroom has its own bathroom, with a vanity area separate from the tub-shower and toilet. A sliding glass door opens to the covered rear patio and yard. Laundry hookups are located near the attached garage. Included 100-Day Home Warranty with buyer activation

14099 W Two Guns Trail, Surprise

$375,000

3 Beds ⋅ 2 Baths ⋅ 7089488 MLS

Single-level 3-bedroom + den, 2-bath in Surprise Farms with tile in the main living areas and fresh, bright neutral paint. Mature shade trees and desert landscaping lead to a covered front porch. The living room opens to a flexible den, and the family room connects to the dining area through an arched pass-through. Kitchen has granite counters, a large island, wood cabinetry, a pantry, and a breakfast nook with a slider to the backyard. Primary suite has a walk-in closet and dual sinks. Secondary bedrooms have brand new carpet and ceiling fans. Gas and electric dryer hookups in the laundry room. The spacious low-maintenance backyard has a covered patio, block wall, and RV gate. Only .5mi from Surprise Farms Community Park with splash pad, skate park, softball fields and dog park.

18190 W Ivy Lane, Surprise

$345,000

2 Beds ⋅ 2 Baths ⋅ 7089397 MLS

This inviting 2-bedroom, 2-bath home is tucked away on a cul-de-sac off the main roads. Enjoy new tile flooring throughout, new baseboards, fresh interior paint, and newer stainless steel appliances. The private backyard is enclosed by block fencing, offering a welcoming space to relax or entertain. A 2-car garage with a workbench and cabinet adds practical storage and workspace.

19963 N Window Rock Drive, Surprise

$337,000

2 Beds ⋅ 2 Baths ⋅ 7089236 MLS

Welcome Home to this immaculate Arcadia model home in AZT. A covered front porch is ideal for morning coffee. Foyer w/a large storage closet brings you into an open, light & bright great room. Front of home has a guest area which is split & private from primary bedroom. A full guest bath is steps from the guest area. Great room is ideal with a large TV wall, windows to backyard, & site lines to kitchen & dining area making it an ideal entertaining home. S/S appliances w/gas stove are only a few years old. Primary bedrm accommodates a king bed with room to spare. The master bath is spacious w/ a large vanity, dual sinks, shower, walk-in closet, & water closet. Sliding doors take you to the covered patio, perfect for a BBQ & outdoor seating. AZT is active adult w/clubs & activities galore!

18039 W Udall Drive, Surprise

14950 W Mountain View Boulevard Unit 2105, Surprise

$145,900

1 Beds ⋅ 1 Baths ⋅ 7089074 MLS

WOW, Rarely on the market! Furnished Better than a studio ground floor off the pool and club house, with 9' ceilings, an efficient layout, and quality updates throughout. Features include wood-look laminate and tile flooring, updated appliances, custom-ordered stove, refreshed bathroom vanity, comfort-height commode, ceiling fans, wood blinds and updated fixtures. HVAC replaced in 2018, stove 2018 and refrigerator 2016. Relax and enjoy the resort-style lifestyle and abundant amenities of Sun City Grand, with shopping, dining, recreation, and everyday conveniences nearby. A fresh, stylish retreat perfect for enjoying the best of active adult living!

14950 W Mountain View Boulevard Unit 2105, Surprise

$359,000

2 Beds ⋅ 2 Baths ⋅ 7088960 MLS

Beautiful Kiva in ideal location, corner lot partial view of Desert Springs #10, near village center, Angela's Kitchen, Adobe Spa & Rec Center. Recent upgrades include new Stainless Steel built-in gas BBQ 10/26, HVAC, garage door opener 2026, hot water heater 2024, PVC irrigation system 2022, LG clothes washer 2021, Wrought Iron Security door & built in garage cabinets. The extended rear patio is ideal for entertaining family & friends. Home can be purchased partially furnished. Seller agrees to replace Roof Underlayment prior to Close of Escrow.

19782 N Wind Rose Way, Surprise

$375,000

4 Beds ⋅ 3 Baths ⋅ 7088640 MLS

Freshly remodeled and move-in ready home in popular Surprise Farms! This spacious 4-bedroom, 3-bath home offers nearly 2,400 sq ft plus a huge loft that makes a perfect second family room, game room or home office. Recent updates include newer flooring throughout, fresh interior paint, new ceiling fans, blinds, fixtures & lighting. The large island kitchen features nice cabinetry, plenty of counter space, ss refrigerator & a walk-in pantry. Enjoy a generous primary suite with separate tub and shower plus a walk-in closet. Experience beautiful AZ evenings under covered patio in your private backyard with low-maintenance landscaping. Surprise Farms is a terrific community close to parks, schools, shopping, restaurants & entertainment. This home offers outstanding space & value- MUST SEE!

16651 N 175th Drive, Surprise

14575 W Mountain View Boulevard Unit 11119, Surprise

$240,000

2 Beds ⋅ 2 Baths ⋅ 7088557 MLS

Enjoy refined resort living in this elevated ground-floor Park Place residence, ideally located just steps from the clubhouse, pool, and BBQ area. Designed for effortless entertaining and privacy, this 2-bedroom, 2-bath home features a split floor plan, sleek Pergo-style flooring, and an open kitchen finished with stainless steel appliances, granite countertops, and maple cabinetry. A private patio entrance provides convenient, direct access to your reserved parking spot, while the secure gated community offers top-tier amenities including a heated pool and spa, fitness center, theater room, business center, walking trails, and bocce ball courts.

14575 W Mountain View Boulevard Unit 11119, Surprise

$381,990

3 Beds ⋅ 3 Baths ⋅ 7088471 MLS

Up to 3% of base price or total purchase price, whichever is less, is available through preferred lender to be used toward closing costs, pre-paids, rate buy downs, &/or price adjustments. This Silverton offers 3 bedrooms, 2.5 baths, and a loft with an open, thoughtfully designed layout. The Chef's Kitchen features a gas cooktop, stainless steel microwave and convection oven, classic Shaker white cabinetry, granite countertops, and a refrigerator. Washer, dryer, and window blinds included. Enjoy a cozy rear yard and 2-car garage. Estimated completion December 2026. The new clubhouse features 2 pools, fitness center, pickleball courts, basketball court, outdoor games, and more.

16441 W Chama Drive, Surprise

$299,900

3 Beds ⋅ 2 Baths ⋅ 7088388 MLS

Freshly updated, move-in ready, and packed with features that are hard to find! This 3-bedroom, 2-bath home features new LVP flooring, carpet, interior paint, and HVAC, giving the home a fresh, modern feel throughout. The kitchen offers ample cabinetry, quartz countertops, tile backsplash, and stainless steel appliances. Step outside to a covered patio and refreshing diving pool--perfect for Arizona summer days. An RV gate, dedicated RV parking pad, and 30-amp RV electrical hookup provide plenty of flexibility for your toys and recreational vehicles. The detached Solid Block C 2-car garage offers additional parking and storage, while the spacious primary suite features a generous walk-in closet. Refreshed, functional, and ready for its next owner--this is one you won't want to miss List of Improvements: New flooring Interior paint Carpet HVAC

12839 W Lundberg Street, Surprise

$392,045

3 Beds ⋅ 3 Baths ⋅ 7088241 MLS

Discover Your Dream Home in the Ridge Collection at North Copper Canyon. The impeccable Iris plan, a stunning three-bedroom home designed for modern living. Step inside to experience the spacious contemporary main-floor layout with soaring 9' ceilings that enhance the open feel. The heart of the home is the striking kitchen, complete with an inviting island and generous walk-in pantry, seamlessly overlooking the dining area and airy great room perfect for entertaining and everyday life. Your culinary adventures will be elevated with gorgeous granite slab countertops in the kitchen and baths, while elegant ceramic tile flooring adds sophistication throughout key areas. Step outside onto the covered patio to relax and discover the convenience of a mudroom for organization.

17422 W Villa Chula Lane, Surprise

Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.