Surprise Homes with VA Loan New Financing

Surprise Homes with VA Loan New Financing

Welcome to Surprise, Arizona—a vibrant gem nestled in the heart of Maricopa County! Known for its warm climate, friendly community, and rich recreational opportunities, Surprise offers an ideal setting for families, retirees, and everyone in between. With its stunning parks, picturesque golf courses, and a variety of shopping and dining options, this city seamlessly blends small-town charm with modern amenities.

Surprise is not just about beautiful landscapes and community spirit; it’s also a place where homeownership dreams can become a reality. For veterans and active-duty military members, the availability of homes with VA loan new financing options makes purchasing a home more accessible than ever. VA loans offer several advantages, including no down payment, competitive interest rates, and no private mortgage insurance (PMI), making it an ideal choice for those who have served our country.

Imagine settling into your dream home, surrounded by the breathtaking beauty of the Arizona desert, with easy access to outdoor adventures like hiking in the nearby White Tank Mountain Regional Park or enjoying a day at the Surprise Community Park. The city’s commitment to growth and development ensures that you’ll find a thriving community filled with friendly neighbors and plenty of activities year-round.

Whether you’re searching for a cozy single-family home or a spacious modern residence, Surprise has a diverse range of properties to suit your needs. With the support of VA loan financing, your journey to homeownership in this charming city is just a step away. Discover the possibilities in Surprise, where your dream home awaits!

Newest Surprise Homes with VA Loan New Financing

3 Beds ⋅ 2 Baths ⋅ 7065388 MLS ⋅ 1,390 SqFt.

ASSUMABLE LOAN | CORNER LOT | COMMUNITY POOL & SPLASH PAD | EQUITY POTENTIAL Move-in ready with rare assumable financing on a prime corner lot near the park. Open-concept layout flows from living to dining to a modern kitchen with stainless steel appliances, granite counters, and a spacious island. Private primary suite offers a walk-in closet and en-suite bath with dual sinks and a walk-in shower. Landscaped yard and covered patio create a serene retreat with generous side and back yards for recreation or play. Resort-style amenities: pools, splash pads, playgrounds, dog parks, and a BBQ ramada -- all just outside your door.

17308 W Daley Lane, Surprise

2 Beds ⋅ 2 Baths ⋅ 7065381 MLS ⋅ 2,035 SqFt.

Elevated Arizona living awaits in this beautifully upgraded home! A gated front courtyard welcomes you. NEW HVAC (2025), plantation shutters T/O. Gourmet kitchen features maple cabinets w/pull-outs including trash bin, SS appliances, gas bib, stone backsplash, island w/prep sink, NEW MICROWAVE & REFRIGERATOR (2026). Den offers built-ins & laminate flooring. Laundry has built-in desk, cabinets & ceiling fan. Updated hall bath w/granite, inlaid sink, new lighting & cultured marble tub/shower. Owner's Suite boasts bay window, granite, dual inlaid sinks, new lighting, large shower & private toilet room. Extended garage includes golf cart ramp, epoxy floor, cabinets, utility sink, 2 workbenches, soft-water loop & extra lights. Kool-deck sidewalk & security door complete this exceptional home! Additional updates include new interior paint 2020, exterior & garage painted in 2023, epoxy garage floor 2023, patio roof coated 2023, updated door hardware throughout, new carpet in bedrooms & living room 2020, NEW stove 2023, new bathroom faucets & lighting, plus NEW garage door & opener in 2023.

16190 W Red Rock Drive, Surprise

4 Beds ⋅ 3 Baths ⋅ 7065339 MLS ⋅ 2,049 SqFt.

WHY WAIT FOR A NEW BUILD AND AN UNFINISHED YARD WHEN THIS BEAUTIFUL HOME IS READY FOR YOU WITH A COMPLETED BACKYARD? From the moment you step inside, the bright, open layout and spacious rooms make it easy to picture yourself living here. At the heart of the home, a beautiful kitchen with a large island invites everyone to gather--whether it's morning coffee, casual dinners, or a night spent entertaining friends and family. Flow into the welcoming living spaces where there's room to relax, unwind, and truly feel at home. When the Arizona evenings settle, step outside to your own finished backyard retreat with lush turf and beautiful pavers, ready for backyard dinners, pets, play, or simply kicking back under the open sky... No waiting for construction and no dirt backyard to finish after moving in--it's already here waiting for you. Fresh, spacious, inviting, and move-in ready, all that's missing is you.

16033 W Cottontail Lane, Surprise

4 Beds ⋅ 3 Baths ⋅ 7065276 MLS ⋅ 2,049 SqFt.

Spacious, Stylish, and Full of Flexibility! The Jubilee steals the show with its expansive open-concept layout, offering 4 bedrooms, 3 bathrooms, PLUS a versatile flex space perfect for a home office or playroom. Bedroom 4 features its own private bath--ideal for guests. With space, style, and smart design, the Jubilee is built for the way you live today. This home has white cabinets featuring kitchen backsplash, quartz countertops, tile flooring and carpet! INCLUDED - washer, dryer, window blinds, refrigerator and MORE! Residents enjoy EXCLUSIVE resort-style amenities. Shopping, restaurants, entertainment nearby. Each home is built with innovative, energy-efficient features designed to help you ENJOY more SAVINGS!

25601 N 157th Lane, Surprise

2 Beds ⋅ 2 Baths ⋅ 7065239 MLS ⋅ 1,667 SqFt.

Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Heritage is a gated 55+ active adult community located in Surprise, AZ! Surrounded by scenic mountain views, this community offers convenient access to local shopping, dining, and recreational activities. Residents enjoy a vibrant lifestyle with resort-style amenities including a pool, pickleball courts, putting course, fitness center, clubhouse, and more. This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 8x40 tile flooring, elegant quartz countertops, and maple slate cabinetry. A copy of the public report is available on the ADREs website. Photos are of model home.

25318 N 175th Avenue, Surprise

2 Beds ⋅ 2 Baths ⋅ 7065235 MLS ⋅ 1,935 SqFt.

Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Heritage is a gated 55+ active adult community located in beautiful Surprise, AZ! Surrounded by mountain views, this community offers access to local shopping, dining, and recreational activities. Residents enjoy a vibrant lifestyle with resort-style amenities including a pool, pickleball courts, putting course, fitness center, clubhouse, and more. This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 6X36 tile flooring, elegant quartz countertops, and modern maple almond cabinetry. **Photos are of model home** A copy of the public report is available on the ADREs website.

17634 W El Cortez Place, Surprise

3 Beds ⋅ 2 Baths ⋅ 7065232 MLS ⋅ 1,177 SqFt.

Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Heritage is a gated 55+ active adult community located in beautiful Surprise, AZ! Surrounded by mountain views, this community offers access to local shopping, dining, and recreational activities. Residents enjoy a vibrant lifestyle with resort-style amenities including a swimming pool, pickleball courts, putting course, fitness center, clubhouse, and more. This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 18X18 tile flooring, elegant quartz countertops, and modern maple linen cabinetry. A copy of the public report is available on the ADREs website. Photos are of model home.

25013 N 174th Drive, Surprise

4 Beds ⋅ 3 Baths ⋅ 7065230 MLS ⋅ 2,468 SqFt.

Seller will provide a credit towards closing costs with preferred lender. Ask us how to save thousands over the life of your loan. This home is located in Asante Artisan, a brand-new master-planned community in Surprise, AZ. Surrounded by scenic mountain views, this community offers convenient access to local shopping, dining, and recreational activities. Residents enjoy resort-style amenities including a clubhouse, swimming pool, lap pool, fitness center, pickleball courts, and more! Complete with 12x24 tile flooring, stunning quartz countertops, and stylish maple almond cabinets, this home is designed for both comfort and function. All stainless steel kitchen appliances pictured are included. Renderings are not of actual home. A copy of the public report is available on the ADRE's websit

25481 N 167th Lane, Surprise

4 Beds ⋅ 4 Baths ⋅ 7065228 MLS ⋅ 2,074 SqFt.

Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Artisan is a master-planned community in Surprise, AZ surrounded by mountain views. Residents at this community enjoy access to local shopping, dining, and recreational activities as well as resort-style amenities including a clubhouse, swimming pool, lap pool, fitness center, pickleball courts, and more! This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 8X40 tile flooring, stunning quartz countertops, and stylish maple linen cabinetry, designed for both comfort and function. Photos are of model home. A copy of the public report is available on the ADRE's website.

24737 N 164th Drive, Surprise

3 Beds ⋅ 2 Baths ⋅ 7065223 MLS ⋅ 1,400 SqFt.

Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Artisan is a master-planned community in Surprise, AZ surrounded by mountain views. Residents at this community enjoy convenient access to local shopping, dining, and recreational activities as well as resort-style amenities including a clubhouse, swimming pool, lap pool, fitness center, pickleball courts, and more! This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 9X73 tile flooring, stunning quartz countertops, and stylish white cabinetry, designed for both comfort and function. Photos are of model home. A copy of the public report is available on the ADRE's website.

17077 W Swayback Pass, Surprise

4 Beds ⋅ 3 Baths ⋅ 7065216 MLS ⋅ 2,274 SqFt.

Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Artisan is a master-planned community in Surprise, AZ surrounded by scenic mountain views. Residents at this community enjoy convenient access to local shopping, dining, and recreational activities as well as resort-style amenities including a clubhouse, pool, lap pool, fitness center, pickleball courts, and more! This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 8X36 tile flooring, stunning quartz countertops, and modern maple linen cabinetry, designed for both comfort and function. Photos are of a model home. A copy of the public report is available on the ADRE's website.

25937 N 171st Drive, Surprise

5 Beds ⋅ 3 Baths ⋅ 7065208 MLS ⋅ 1,953 SqFt.

Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Artisan is a master-planned community in Surprise, AZ surrounded by mountain views. Residents at this community enjoy convenient access to local shopping, dining, and recreational activities as well as resort-style amenities including a clubhouse, pool, lap pool, fitness center, pickleball courts, and more! This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 12x24 tile flooring, stunning quartz countertops, and maple almond cabinetry, designed for both comfort and function. Photos are of a model home. A copy of the public report is available on the ADRE's website.

17344 W Gray Fox Trail, Surprise

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