Surprise Homes with Conventional New Financing

Welcome to Surprise, Arizona—a vibrant city nestled in the heart of Maricopa County that perfectly blends suburban charm with modern conveniences. Known for its warm climate, friendly community, and a plethora of recreational activities, Surprise is an ideal place for families, retirees, and everyone in between. With a population that has steadily grown over the years, the city offers a welcoming atmosphere that fosters a strong sense of belonging.

Surprise is home to an array of parks, golf courses, and sports facilities, making it a haven for outdoor enthusiasts. Whether you're taking a leisurely stroll through the picturesque Surprise Community Park or enjoying a thrilling game at the Surprise Stadium, there's no shortage of ways to enjoy the beautiful Arizona weather. The city also boasts a rich cultural scene, with local events and festivals that celebrate its diverse heritage.

For those looking to make Surprise their home, you'll find a fantastic selection of properties that cater to various lifestyles and budgets. With conventional new financing options available, purchasing your dream home has never been more accessible. From charming single-family residences to modern townhouses, the housing market in Surprise is thriving, offering something for everyone.

Whether you're drawn by the stunning landscapes, the bustling community spirit, or the promise of a bright future, Surprise, AZ, is ready to welcome you home. Explore the possibilities and discover why so many are choosing to plant their roots in this remarkable city!

Newest Surprise Homes with Conventional New Financing

$459,850

3 Beds ⋅ 3 Baths ⋅ 7089725 MLS

Wonderful multi-gen home with the guest quarters having a private exterior entrance, direct access into the home, living area with kitchen, private bedroom & bath, and laundry. Main home offers an open great room layout and a beautiful kitchen with white cabinets, granite counters, subway tile backsplash, breakfast bar & pantry. Primary bedroom has en-suite with barn door entry, dual sinks, tiled shower with bench, and walk-in closet. Low maintenance backyard with covered patio with ceiling fan & roll-down shade, artificial turf, storage shed, and pergola-covered sitting area. Side yard has entrance into the casita and an additional patio area. Community offers resort-style pools, sport courts, common areas, and much more!

12800 N 145th Drive, Surprise

$549,700

3 Beds ⋅ 3 Baths ⋅ 7089665 MLS

Your own private Arizona retreat awaits! This spacious Mountain Vista Ranch home offers nearly 2,600 sq ft of flexible living space, a 3-car garage, private pool, and an entertainer's backyard. Step inside to soaring ceilings and bright, open living spaces designed for everyday comfort and gathering. The kitchen features granite countertops, stainless steel appliances, a center island, and plenty of storage. Upstairs, a versatile loft offers space for a home office, playroom, media room, or gym, while the spacious primary suite provides a relaxing retreat. Outside, cool off in the sparkling pool, unwind under the covered patio or pergola, and enjoy evenings around the built-in BBQ.

16180 N 158th Avenue, Surprise

$430,000

2 Beds ⋅ 2 Baths ⋅ 7089588 MLS

MOTIVATED SELLER -- MAKE AN OFFER! Meticulously maintained and thoughtfully upgraded, this home offers peace of mind w/major improvements already completed. Enjoy a beautifully updated kitchen & baths, complemented by fresh interior paint (2026), and window coverings. Energy efficiency and comfort are enhanced with newer windows, added attic insulation, and a newer A/C system. The home also features a recirculating pump, Flow-Tech system (salt and chemical free water softener system), and updated water heater. Outdoor living shines with an extended patio, cool decking, refreshed landscaping, and exterior paint with a lifetime coating. Additional upgrades include a replaced patio door, garage door and opener, gutters, and more. Move-in ready.

20693 N Glen Canyon Drive, Surprise

$244,000

7089585 MLS

OVERSIZED CLASS A RV LOT | FULLY FURNISHED STICK-BUILT HOME | NO LAND LEASE! Welcome to 17200 W Bell Road #1770, located in the exclusive CLASS-A section of ''The Ranch'' inside Happy Trails RV Resort. This oversized RV lot features a charming, fully furnished stick-built cottage home on deeded land. Positioned on a desirable ''T'' lot, this property makes parking your coach exceptionally easy and provides over 14.5 feet of width for slides, accommodating even the largest Class A coaches. Full RV hookups are already in place, making this the perfect setup for enjoying your coach while having the comfort of a permanent, beautifully appointed home base. Inside, you'll find a fully equipped kitchen, spacious living area with a large, open outdoor patio, creating the ideal indoor-outdoor sett Upstairs you'll find a versatile space that would make a great craft or sewing room, office, or occasional guest sleeping quarters. Additional highlights include high-efficiency HVAC replaced in 2019, excellent insulation, appliances and furnishings, abundant storage, and a move-in-ready setup. Happy Trails RV Resort is a premier 55+ active-adult community offering an incredible array of amenities, activities, clubs, and social opportunities. Enjoy resort-style living with an on-site restaurant, post office, recreation facilities, and low HOA dues -- all within a guarded community. Conveniently located in Surprise, Arizona, you're close to shopping, dining, golf, medical services, and everything the West Valley has to offer. If you're looking for the perfect combination of RV convenience, a comfortable home, resort amenities, and land ownership, this one deserves a closer look. Don't miss your opportunity to own your own piece of Arizona paradise at Happy Trails!

17200 W Bell Road Unit 1770, Surprise

$354,000

3 Beds ⋅ 2 Baths ⋅ 7089577 MLS

INCREDIBLE BUYER INCENTIVES: $5,000 MORTGAGE CONCESSION. Seller will pay up to $5,000 at closing towards your interest rate buydown if you finance with lender of sellers choice. 14099 W Two Guns Trl is a one-story Surprise home with three bedrooms, two bathrooms and 881 square feet of living space. The galley kitchen includes a range, microwave, refrigerator and dishwasher, with a window above the sink. Its cabinet run leads into the dining area, and the adjoining living room creates an open shared space. The primary bedroom has its own bathroom, with a vanity area separate from the tub-shower and toilet. A sliding glass door opens to the covered rear patio and yard. Laundry hookups are located near the attached garage. Included 100-Day Home Warranty with buyer activation

14099 W Two Guns Trail, Surprise

$415,000

3 Beds ⋅ 2 Baths ⋅ 7089553 MLS

SPACE, LOCATION & A POOL! Welcome to this well-maintained Surprise home offering 2,166 SF of living space--perfect for a growing family or anyone looking to settle down. Enjoy your private pool, ideal for Arizona summers, entertaining, and relaxing with loved ones, surrounded by the citrus trees. Located near the Prasada shopping and entertainment district, you'll have dining, shopping, and everyday conveniences just minutes away, plus easy access to the Loop 303 making commuting easier. With only light TLC and your personal touches, this home offers a great opportunity to create a space that truly feels like yours. Pictures Pending.

14143 N 159th Drive, Surprise

$375,000

3 Beds ⋅ 2 Baths ⋅ 7089488 MLS

Single-level 3-bedroom + den, 2-bath in Surprise Farms with tile in the main living areas and fresh, bright neutral paint. Mature shade trees and desert landscaping lead to a covered front porch. The living room opens to a flexible den, and the family room connects to the dining area through an arched pass-through. Kitchen has granite counters, a large island, wood cabinetry, a pantry, and a breakfast nook with a slider to the backyard. Primary suite has a walk-in closet and dual sinks. Secondary bedrooms have brand new carpet and ceiling fans. Gas and electric dryer hookups in the laundry room. The spacious low-maintenance backyard has a covered patio, block wall, and RV gate. Only .5mi from Surprise Farms Community Park with splash pad, skate park, softball fields and dog park.

18190 W Ivy Lane, Surprise

$465,000

2 Beds ⋅ 2 Baths ⋅ 7089451 MLS ⋅ 2,035 SqFt.

A beautifully maintained home in a highly sought-after 45+ community! This inviting 2-Bedroom, 2-Bath home with a versatile Den offers comfort, style & upgrades throughout. Owned solar helps keep APS bills low, complemented by newer windows & an updated kitchen w/SS appliances, granite countertops, tile, backsplash, large pantry, RO & pull-out shelving. Plantation shutters add an elegant touch to the living & dining areas. The spacious primary suite offers a generous bedroom, walk-in closet, & bath with dual-sinks. A flexible den/office includes a custom-built desk & abundant storage, while the laundry room features built-in cabinetry & countertops for added funtionality. Step outside to enjoy a spacious front courtyard & an extended covered patio w/Kool Decking, surrounded by mature lan caping w/citrus trees. The extended garage provides additional built-in storage cabinets & includes a hot-water recirculating system for your convenience. Furniture available outside of Escrow. Move right in! Beautifully cared for, thoughtfully upgraded, and truly move-in ready - this home is ready for you to enjoy!

20442 N Palm Canyon Drive, Surprise

$345,000

2 Beds ⋅ 2 Baths ⋅ 7089397 MLS ⋅ 1,096 SqFt.

This inviting 2-bedroom, 2-bath home is tucked away on a cul-de-sac off the main roads. Enjoy new tile flooring throughout, new baseboards, fresh interior paint, and newer stainless steel appliances. The private backyard is enclosed by block fencing, offering a welcoming space to relax or entertain. A 2-car garage with a workbench and cabinet adds practical storage and workspace.

19963 N Window Rock Drive, Surprise

$600,000

5 Beds ⋅ 3 Baths ⋅ 7089372 MLS

Discover the versatility of this Lennar Next Gen home in the thriving community of Asante! Built in 2017, this spacious 5-bedroom, 3-bathroom home offers 2,959 square feet of living space on a generous 10,740-square-foot lot, with a unique layout designed to accommodate a variety of lifestyles. The Next Gen design features two distinct living spaces and two kitchens, making it an ideal setup for multi-generational living, extended family, guests, or added privacy. Both the main bathroom and in-law suite bathroom have remodeled showers. The home offers exceptional convenience with two garages for the main home plus an additional one-car garage. Granite countertops and attractive backsplash add style to the kitchens, while ceiling fans throughout and original blinds in very good condition add everyday comfort. Outside, the backyard is ready for entertaining with artificial turf, a built-in BBQ, fire pit with seating, and a storage shed. A termite monitoring system is also in place with no current issues. Located in Asante, you'll enjoy a vibrant community surrounded by parks and walking trails, with convenient access to Prasada shopping, dining, and entertainment, as well as the US 60 and Loop 303. With its flexible Next Gen floor plan, generous lot, and fantastic location, this home offers an exceptional opportunity to create a space that truly works for you.

16870 W Electra Court, Surprise

$974,900

2 Beds ⋅ 3 Baths ⋅ 7089365 MLS ⋅ 2,001 SqFt.

Over $300,000 in owner upgrades and a fully owned 34-panel solar system set this like new Sterling Grove home apart from anything else on the market. No lease, no transfer fees, no monthly payment: the solar conveys outright and has been offsetting electric bills since day one. On a premium golf-course cul-de-sac lot behind guard gates, with a private spool, this is a home that was built out, not just bought. The open-concept plan centers on a kitchen upgraded well beyond builder spec: wood shaker cabinetry with crown molding, quartz counters, stainless appliances, a dry bar with a built-in wine cooler, and a large island with a breakfast bar. Premium upgraded tile flooring runs throughout, and multiple sliders open to the extended covered patio, spool and golf views. The secondary bedroom offers an ensuite for added convenience. Built-in cabinetry in the laundry room provides additional storage. Outside, a covered paver patio w/motorized sun shades, built-in BBQ w/service counters, a refreshing pool, and artificial turf w/putting green complete your private oasis, ideal for relaxing and year-round entertaining. Sterling Grove offers resort-style pools, fitness facilities, tennis, pickleball, dining, and golf membership opportunities, plus access to Loop 303 via Cactus Road. Don't miss this gem!

17322 W Wildwood Street, Surprise

$649,000

2 Beds ⋅ 2 Baths ⋅ 7089322 MLS ⋅ 1,934 SqFt.

Impressive mountain,water & sunset golf course views!Situated on the 9th fairway/tee of Granite Falls South Course.This extended Cholla model offers functionality & comfort.You'll be drawn in by the open design,elegant window shutters & light color palette.The home features newer roof underlayment & HVAC,Andersen Windows on most windows,laminate floors in the main living areas,upgraded baseboards,ceiling fans & raised panel doors.Kitchen features white cabinetry,ample granite counter tops & backsplash,kitchen island,pantry, breakfast bar & separate breakfast nook.Enjoy outdoor entertaining on the extended covered patio with raised view deck,built-in BBQ & cool decking. This home combines striking views,thoughtful upgrades & a great location in The Grand. Furnishings available separately. Additional features include, an enclosed den with built in shelving/desk, extended 2nd bedroom, additional storage, extended 2 car garage with cabinets and a front security screen door.

16171 W Eagle Ridge Drive, Surprise

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