Cave Creek Homes with Conventional New Financing

Cave Creek Homes with Conventional New Financing

Welcome to Cave Creek, Arizona—a hidden gem nestled in the stunning Sonoran Desert, just north of Phoenix. This vibrant town boasts a unique blend of rustic charm and modern convenience, making it an ideal place for those seeking a serene lifestyle without sacrificing access to urban amenities. Known for its rich history, Cave Creek is characterized by its cowboy culture, art galleries, and an array of outdoor activities, from hiking and horseback riding to golfing and fine dining.

Cave Creek offers a diverse range of homes that cater to every taste and budget. Whether you’re seeking a cozy adobe-style cottage, a sprawling ranch-style estate, or a contemporary desert retreat, you’ll find it all here. With the availability of conventional new financing options, purchasing your dream home in this picturesque town has never been more accessible. These financing options provide flexibility and affordability, making it easier for both first-time buyers and seasoned investors to secure their slice of paradise.

As you explore the real estate market in Cave Creek, you'll be captivated by the stunning desert landscapes, breathtaking sunsets, and the warm sense of community that defines this area. With highly-rated schools, boutique shops, and local eateries, you’ll find everything you need right at your fingertips.

Embrace the tranquil lifestyle of Cave Creek, where every day feels like a getaway. Discover your perfect home and immerse yourself in the beauty and charm of this enchanting Arizona town. Your dream home awaits in Cave Creek!

Newest Cave Creek Homes with Conventional New Financing

$900,000
4 Beds ⋅ 3 Baths ⋅ 7085427 MLS ⋅ 2,429 SqFt.
Tucked within a private gated community in Cave Creek, this move-in ready single-level home delivers the ultimate desert setting with no direct neighbors behind and stunning sunset views over the open natural wash. Situated on a premium 10,000+ sq ft north/south facing lot with view fencing, this residence showcases major high-value mechanical and cosmetic updates. Step inside to durable tile flooring throughout the entire home (2022) & an inviting, open-concept layout. The kitchen was beautifully updated in 2023, featuring an extended center island, quartz countertops, freshly painted cabinetry, custom tile backsplash, updated cooktop, & amazing storage. Plus, peace of mind comes with an updated AC installed in 2026! The highly functional floor plan offers 4 bedrooms, a den, 3 full... bathrooms--including a convenient Jack-&-Jill bath connecting secondary bedrooms. The generous primary suite features direct access to the back patio, an expansive walk-in closet, & an ensuite bath with dual vanities, a deep soaking tub, & separate shower. Step outside to a private backyard retreat with a covered paver patio, lush landscaping, & sunset views across the desert wash. Complete with a 3-car garage featuring epoxy floors & built-in storage cabinets, plus a side yard storage shed. Minutes from premier Cave Creek & North Scottsdale dining, shopping, & scenic trailheads!

5308 E Forest Pleasant Place, Cave Creek
$1,200,000
7085315 MLS
8.5-ACRE CAVE CREEK VIEW LOT | A rare opportunity to create a private desert estate on approximately 8.5 acres with expansive mountain and sunset views. The parcel offers multiple potential building sites and the flexibility to design a custom residence that takes advantage of the surrounding Sonoran Desert landscape. Located in an area without an HOA, with building plans reviewed through Maricopa County rather than a town or city jurisdiction. Enjoy the privacy and open space of an acreage property while remaining within convenient driving distance of Cave Creek and Carefree shopping, dining and attractions, with access to Phoenix and Scottsdale for additional amenities and commuting. *PLEASE SEE THE RESIDENTIAL LISTING WITH RENDERINGS OF A WELLNESS NEW HOUSE THAT COULD BE BUILT! Gated area with access by appointment. Expansive glass brings natural daylight and visual connection to the surrounding desert. Buyer to verify all zoning, building, access, utility, parcel, jurisdictional and development information with the appropriate authorities.

6600 E Cavalry Road Unit -, Cave Creek
$579,000
2 Beds ⋅ 2 Baths ⋅ 7085253 MLS ⋅ 1,804 SqFt.
Beautifully appointed single level patio home in gated Tatum Village at Tatum Ranch, offering 2 bedrooms plus an office/den w/built in custom cabinets and Caeserstone desk. Rich Brazilian cherry hardwood floors, solid-core cherry doors and custom wood blinds add warmth and sophistication. An outstanding kitchen featuring 39'' cabinetry, granite counters, specialty lighting and Stainless Steel appliances. Retreat to the luxurious primary bath w/marble counters, freestanding tub and spacious glass shower. Custom built-ins, California Closets and thoughtful recessed lighting provide exceptional style and storage throughout this well cared for and special home. Relax on the screened tiled patio and enjoy beautiful sunset views. Community pool and spa complete this inviting lock-and-leave home

4703 E Melanie Drive, Cave Creek
$865,000
3 Beds ⋅ 3 Baths ⋅ 7085160 MLS ⋅ 2,306 SqFt.
Nestled in highly sought after Tatum Ranch, this single story masterpiece features a no-expense-spared custom remodel. Boasting a one-of-a-kind design, this home seamlessly blends luxury with a warm homey feel. The heart of the home is a chef-inspired kitchen with beautiful quartz countertops flowing into a bright open living space with cozy electric fireplace. Retreat to the lavish primary suite with soaking tub and a huge walk-in closet with attached laundry room for the ultimate in convenience! Every inch has been curated with top-tier designer selections, complete with a brand new AC. Enjoy our beautiful AZ weather in a private backyard oasis! Located minutes from excellent schools, dining and shopping, this Tatum Ranch gem offers a truly rare level of sophistication.

4804 E Cascalote Drive, Cave Creek
$749,900
1 Beds ⋅ 2 Baths ⋅ 7085041 MLS ⋅ 1,639 SqFt.
Live, work, or both in the heart of Stagecoach Village. This unit is in the process of being transformed into a one of a kind loft, and the renderings show the vision. Picture a lofted mezzanine above an open living space, a kitchen built for cooking and gathering, and room for a dining table for eight, a lounge area, and even a pool table. Now is your chance to get in before it's finished. Step outside and you're surrounded by Cave Creek's restaurants, galleries, boutiques, and year round events. Nothing else in town looks like this. Photos are virtual renderings, and final design and finishes may vary.

7100 E Cave Creek Road Unit 158, Cave Creek
$315,000
2 Beds ⋅ 2 Baths ⋅ 7084876 MLS ⋅ 1,056 SqFt.
Live where every day feels like a retreat. Tucked in the gated community of Terra Vista at Tatum Ranch, this bright 2 bed, 2 bath + den condo pairs low maintenance living with real lifestyle perks. Brand new AC (2026) means worry-free comfort through every AZ summer, while the updated kitchen with stainless appliances and a gas range makes the space as functional as it is fresh. Step onto one of two private balconies for pool, greenbelt and mountain views, or head out the gate to Tatum Ranch golf, walking trails & the boutique charm of Cave Creek & Carefree just minutes away. HOA covers the roof and exterior, so you can spend time enjoying the desert lifestyle instead of maintaining it. Community features fitness center, pool, spa & clubhouse. See why Tatum Ranch living is worth the wait!

29606 N Tatum Boulevard Unit 215, Cave Creek
$379,900
2 Beds ⋅ 2 Baths ⋅ 7084616 MLS ⋅ 946 SqFt.
Beautifully maintained, move-in-ready 2-bedroom, 2-bath condo tucked into a quiet community in the heart of Cave Creek, just minutes from downtown shopping, dining, and entertainment. Enjoy mountain views from the covered front patio, low-maintenance desert landscaping, and a private patio with ramada. Inside features newer paint, newer tile, a spacious great room, and an eat-in kitchen with wood cabinetry, breakfast bar, generous counter space, and new stainless steel appliances. Newer A/C, indoor laundry, ceiling fans, two assigned parking spaces, and walk-in closets in both bedrooms. Don't miss this one!

37451 N Ootam Road Unit 2, Cave Creek
$1,050,000
3 Beds ⋅ 3 Baths ⋅ 7084327 MLS ⋅ 2,207 SqFt.
Authentic Arizona living awaits at this turnkey Southwestern-style horse property in Cave Creek. Rich character features Saltillo tile, exposed wood beams, wood doors, tongue-and-groove ceiling and adobe-style fireplace. The kitchen offers granite counters, wood cabinetry, stainless appliances and gas range. Newer high-end HVACs and tankless water heaters enhance efficiency. A private courtyard with covered patios, wood-beamed Ramadas and grassy center creates inviting outdoor living. Equestrian amenities include covered facilities, pens and roping areas. Mature trees and landscaping embrace AZ nature. Minutes from Dynamite Arena, a premier roping destination since 1972, with nearby horse properties and open riding areas. County island zoning. Easy access to Cave Creek, Scottsdale, Phoenix

27218 N 46th Street, Cave Creek
$695,000
3 Beds ⋅ 2 Baths ⋅ 7084037 MLS ⋅ 1,760 SqFt.
Welcome to this beautifully appointed 3-bedroom townhome in the heart of Cave Creek, offering an inviting open floor plan, soaring ceilings, and an ideal blend of comfort and privacy. The split floor plan offers two generously sized primary suites, each with a large walk-in closet and a beautifully finished bathroom featuring dual sinks and tiled showers. Enjoy peaceful patio views of Black Mountain with no neighboring units directly attached on either side, providing added privacy and a more open feel. Located within walking distance of the heart of Cave Creek, you'll have easy access to local dining, shopping, and entertainment.

6145 E Cave Creek Road Unit 207, Cave Creek
$1,650,000
4 Beds ⋅ 4 Baths ⋅ 7084021 MLS ⋅ 3,530 SqFt.
Stunning Luxury Desert Retreat Nestled in the Seven Sisters Mountain Range in the Cahava Ranch area of Cave Creek, AZ. Experience unparalleled luxury and architectural artistry in this exceptional property, perfectly poised on 5 private acres high in the hillside of the prestigious Seven Sisters Mountains. Combining breathtaking natural desert beauty with meticulously planned custom design, this rare property offers an elite lifestyle for discerning buyers. Every inch of this 3,530 square foot masterpiece reflects intentional thought, care, and master craftsmanship. Exquisite Interior Living & Design The main residence features a spacious, light-filled layout with 3 bedrooms and 2.5 bathrooms, den, and split floor plan creating privacy for all. Throughout the home, find a sophisticated blend of premium hardwood, large-format porcelain tile, and plush carpet, all complemented by handmade solid wood doors, designer Emtek door handles and motorized shades. Large Western windows and glass doors frame dramatic mountain vistas, blurring the line between indoor luxury and the serene desert landscape. The primary suite serves as a private sanctuary, featuring an ultra-luxury bathroom equipped with a spa-like steam shower boasting two separately controlled rain showerheads and dual rinsing wands, soaking tub, with custom double vanities. A Chef's Dream Culinary Center At the heart of the home is a world-class kitchen defined by hand-crafted, soft-close custom Walnut cabinetry. Equipped for the highest level of culinary execution, the chef's kitchen features top-of-the-line appliances seamlessly integrated: " Wolf Professional Range with 6 burners, a built-in griddle, and double ovens " Subzero Refrigerator & Freezer and a dedicated Subzero wine refrigerator " Wolf Warming Drawer, Wolf Built-In Microwave, and Wolf Coffee System " Bosch Dishwasher and two stainless-steel sinks equipped with garbage disposals " Quartz Countertops and an expansive, multi-zoned central island with dual casual eating bars " Walk-In Butler's Pantry complete with a beautiful walnut countertop, custom shelving, and integrated backlighting Smart Home Automation & Premium Systems Live at the cutting edge of convenience with a $100,000 Crestron Home Automation System controlling your environment at the touch of a button. The home is protected and supported by premium structural systems, including a durable metal roof, a multi-zone HVAC system (4 units), a built-in weather station, a central vacuum system, a whole-home water filtration system, and a comprehensive fire sprinkler system. Utilities are supported by a 1,500-gallon septic tank and a buried 500-gallon propane tank. Versatile Lower-Level Guest Quarters The lower level includes a 526-square-foot attached guest quarters with its own separate entry and access. This flexible, partially finished space is ideal for a guest suite, home office, game room, private gym, or living area with bedroom and bathroom (partially finished). The Ultimate Multipurpose Space The 4-car extended garage is a hobbyist's dream. It features multi-voltage wiring (110V and 220V), a dedicated area with electricity for welding or an RV, and is pre-wired for two Electric Vehicle (EV) wall chargers. Steps away, the laundry and multipurpose room offers unmatched utility with extensive cabinetry, a sink, a built-in desk, a central workspace island, and a specialized Samsung switchable refrigerator/freezer. Endless Outdoor Potential Unwind on your expansive patios in the 7-seat Bullfrog Spa under the desert stars. Landscape credit is being offered to complete these outdoor spaces. With flexible R-190 zoning, this designated horse property allows for the construction of accessory buildings, meaning you can easily add a detached guest house, premium equestrian facilities, or workshops on your massive 218,718-square-foot lot. This is more than a home; it is a legacy desert estate offering privacy, elevated lifestyle, and unmatched custom quality. Minutes away enjoy the charming and vibrant towns of Cave Creek and Carefree Az.

40564 N 50th Street, Cave Creek
$1,095,000
4 Beds ⋅ 3 Baths ⋅ 7083951 MLS ⋅ 2,864 SqFt.
Resort style living awaits in the gated community of Colina del Norte! This beautifully updated 4-bedroom, 3-bath home offers a flexible split floor plan designed for both everyday living and entertaining. One of the guest bedrooms features an ensuite with a full bath and shower. The updated kitchen features granite countertops and a gas range/oven, while updated flooring and a surround sound system add modern comfort throughout. Garden doors open to create seamless indoor/outdoor living. The backyard is truly the centerpiece of this home, stunning desert style landscaping with an updated PebbleTec pool, hot tub, and covered patio. Enjoy your favorite shows with surround sound on the outdoor TV while relaxing beneath the custom retractable electronic shade, or entertain guests in the custom-built outdoor kitchen featuring running water and a stubbed gas line for the outdoor grill. With no home directly behind, you'll enjoy added privacy and beautiful Arizona sunsets. The spacious primary suite features an updated walk-in-shower, dual sinks, a Jacuzzi oval soaking tub, and private toilet room. Additional highlights include an attached 3-car garage, updated HVAC and water heater, and a brand-new roof with a transferable warranty. 4th bedroom is non-conforming. Home was built as a 4th bedroom and a door can be added to covert back to a bedroom. A perfect blend of comfort, style, privacy, and resort inspired outdoor living; this exceptional Colina del Norte home is ready to enjoy!

5335 E Thunder Hawk Road, Cave Creek
$1,950,000
4 Beds ⋅ 4 Baths ⋅ 7083820 MLS ⋅ 4,315 SqFt.
Nearly new Toll Brothers luxury home without the wait. Completed in Fall 2025, this Kartchner model in Sonoran Trails pairs clean contemporary architecture with an open, highly livable floor plan and a backyard ready to become a true Arizona retreat. Step inside to soaring ceilings, wide-plank white oak flooring and expansive walls of glass that fill the home with natural light. At the heart of the home, the great room, kitchen and dining spaces flow together effortlessly, creating an impressive setting for both everyday living and entertaining. Large glass doors extend the living space onto the covered patio and oversized backyard, offering exceptional potential for a resort-style pool, outdoor kitchen, lush landscaping and multiple entertaining areas. The kitchen makes a statement with an oversized island designed to be the natural gathering place, complemented by sophisticated finishes, abundant cabinetry and generous workspace. The primary suite feels like a private retreat, complete with a spa-inspired bath, soaking tub and expansive walk-in closet. A separate guest suite adds tremendous flexibility with its own bedroom, full bath and living area--ideal for extended family, long-term guests, a private office suite or multi-generational living. Built just one year ago, this home offers the opportunity to enjoy the look and feel of new construction without months of building, construction uncertainty or waiting for a home to be completed. Located in Sonoran Trails, you're minutes from highly regarded schools, shopping, grocery stores and dining, with convenient access to both the Loop 101 and SR-51. Close enough to everything you need, yet far enough away to enjoy more space, quieter surroundings and the desert lifestyle North Scottsdale and Cave Creek are known for. Modern architecture. Flexible living. An incredible canvas for outdoor living. And now, an exceptional opportunity to make it your own.

5905 E Silver Sage Lane, Cave Creek
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