Cave Creek Homes with Conventional New Financing

Cave Creek Homes with Conventional New Financing

Welcome to Cave Creek, Arizona—a hidden gem nestled in the stunning Sonoran Desert, just north of Phoenix. This vibrant town boasts a unique blend of rustic charm and modern convenience, making it an ideal place for those seeking a serene lifestyle without sacrificing access to urban amenities. Known for its rich history, Cave Creek is characterized by its cowboy culture, art galleries, and an array of outdoor activities, from hiking and horseback riding to golfing and fine dining.

Cave Creek offers a diverse range of homes that cater to every taste and budget. Whether you’re seeking a cozy adobe-style cottage, a sprawling ranch-style estate, or a contemporary desert retreat, you’ll find it all here. With the availability of conventional new financing options, purchasing your dream home in this picturesque town has never been more accessible. These financing options provide flexibility and affordability, making it easier for both first-time buyers and seasoned investors to secure their slice of paradise.

As you explore the real estate market in Cave Creek, you'll be captivated by the stunning desert landscapes, breathtaking sunsets, and the warm sense of community that defines this area. With highly-rated schools, boutique shops, and local eateries, you’ll find everything you need right at your fingertips.

Embrace the tranquil lifestyle of Cave Creek, where every day feels like a getaway. Discover your perfect home and immerse yourself in the beauty and charm of this enchanting Arizona town. Your dream home awaits in Cave Creek!

Newest Cave Creek Homes with Conventional New Financing

$990,000
4 Beds ⋅ 3 Baths ⋅ 7065050 MLS ⋅ 2,932 SqFt.
Set in the heart of Cave Creek with no HOA, this unique equestrian property features approximately 2.3 acres, giving you space, flexibility, and endless opportunity. The property includes a comfortable 3-bedroom, 2-bath home plus an attached 1-bedroom, 1-bath casita complete with its own kitchen and living room, ideal for guests, multi-generational living, or added privacy. Designed for horse lovers, the setup includes a 3-stall mare motel, large turnout, and tack shed, with direct access to nearby trails so you can ride right out into Cave Creek's beautiful desert landscape. A circular driveway, expansive parking areas for trailers, RVs, and toys, a large fenced yard with mature fruit trees, and breathtaking 360-degree mountain views.

6914 E Highland. Road, Cave Creek
$495,000
2 Beds ⋅ 2 Baths ⋅ 7063924 MLS ⋅ 1,383 SqFt.
Experience refined desert living in this beautifully appointed 2BR/2BA home in the gated Villagio at Dove Valley Ranch. The inviting great room features a cozy fireplace, while the chef-inspired kitchen offers granite countertops, a spacious island, and stainless steel appliances. The private primary suite includes a dual-sink vanity and generous storage. Enjoy Arizona mornings or evenings on the covered patio, then unwind at the community's heated pool and spa. An attached garage, low-maintenance desert landscaping, and HOA-covered exterior maintenance create an effortless lock-and-leave lifestyle. Ideally located minutes from Cave Creek's dining, shopping, golf, outdoor recreation, and top-rated schools, this exceptional home offers the perfect blend of comfort, style, and convenience.

33550 N Dove Lakes Drive Unit Unit 2027, Cave Creek
$975,000
4 Beds ⋅ 3 Baths ⋅ 7063458 MLS ⋅ 3,416 SqFt.
Welcome home to this stunning, light-filled 2-story residence in Tatum Highlands! Featuring soaring vaulted ceilings, 4 bedrooms upstairs, plus a large main-floor flex room (office/playroom), 2.5 baths, and an upper-level loft/den space. Beautifully updated with quartz countertops, tile backsplash, SS appliances, new large-format tile downstairs, warm wood floors upstairs, updated bathrooms, and a new roof. Step outside to a private resort-style backyard complete with a large pool, custom putting green, covered patio with a TV, and a cozy outdoor fireplace, which backs to a wash for breathtaking Arizona sunsets. This home is turn-key, ready to move right in with nothing to do but enjoy!

26627 N 43rd Street, Cave Creek
$499,000
2 Beds ⋅ 2 Baths ⋅ 7063291 MLS ⋅ 1,684 SqFt.
You know the saying: location, location, location! Situated on an exceptional lot within gated Tatum Village, this two-bedroom patio home presents an opportunity for comfortable living & personalization at an unbeatable value. Enjoy privacy, desert wash & mountain views, and incredible sunsets all from your expansive covered patio. The functional split-floor plan features a spacious den, plus a neutral, clean palette with solid wood oak cabinetry, tile flooring, and plantation shutters. Located within the Tatum Ranch master plan, Tatum Village offers pickleball & tennis courts, walking paths, a heated pool & spa, meticulously maintained greenbelts, and access to the Tatum Ranch Golf Club. Only minutes to great restaurants, parks, shopping, hiking, first-rate schools, and freeway access. New HVAC within the last two years, and the HOA takes care of your landscaping!

4738 E Casey Lane, Cave Creek
$849,900
4 Beds ⋅ 2 Baths ⋅ 7063069 MLS ⋅ 2,470 SqFt.
Timeless Elegance Meets Modern Living in Tatum Ranch! Welcome to this impeccably maintained single-level 4-bedroom, 2-bath residence with a versatile bonus room and an oversized 2-car garage with built-in cabinetry, nestled in the highly sought-after Desert Manor Estates in the Tatum Ranch community. Thoughtfully updated and meticulously cared for, this move-in-ready home offers the perfect blend of timeless design, modern comfort, and exceptional indoor-outdoor living. From the moment you arrive, you'll appreciate the home's outstanding curb appeal, highlighted by mature desert landscaping and an inviting entry. Inside, soaring vaulted ceilings, ceiling fans throughout, and a bright, open-concept floor plan create an airy, welcoming atmosphere filled with natural light and a cozy fire place making the home ideal for both everyday living and entertaining. The spacious kitchen serves as the heart of the home, featuring beautiful granite countertops, abundant cabinetry with under cabinet lighting, generous prep space, and an efficient layout that opens seamlessly to the main living areas. The bathrooms are equally well-appointed with granite countertops, adding a touch of elegance throughout. A flexible bonus room provides endless possibilities and can easily function as a home office, media room, game room, fitness studio, or playroom, adapting effortlessly to your lifestyle. The spacious primary suite offers a peaceful retreat with a private en-suite bathroom and a generous walk-in closet with built-ins, while three additional bedrooms provide comfortable accommodations for family and guests. Significant recent improvements provide exceptional value and peace of mind, including a new roof, new HVAC units, and a new water heater, allowing the next owner to simply move in and enjoy. Step outside to your private backyard oasis where Arizona living truly shines. The beautifully renovated pool is surrounded by newly installed pavers, lush desert landscaping, and a custom built-in fire pit, creating the perfect setting for entertaining, relaxing, or enjoying quiet evenings under the stars. Ideally located in the highly desirable Tatum Ranch community, this exceptional home offers convenient access to Tatum Ranch Golf Club, top-rated schools, parks, shopping, dining, hiking trails, and all the amenities that make North Phoenix one of the Valley's most sought-after places to live. Combining quality craftsmanship, thoughtful upgrades, timeless finishes, and exceptional pride of ownership, this beautiful home presents an incredible opportunity to enjoy the very best of Arizona living.

4429 E Vista Val Verde --, Cave Creek
$999,000
4 Beds ⋅ 3 Baths ⋅ 7062551 MLS ⋅ 2,945 SqFt.
Experience the coveted Nex Gen Evolution Model in the prestigious Lone Mountain community, where thoughtful design meets exceptional indoor-outdoor living. An inviting front courtyard nestled among lush landscaping creates a warm and inviting first impression. Designed for flexibility and comfort, this home features a full attached casita complete with its own private entrance, garage, and laundry. The current owners have enhanced the home with the addition of a heated PebbleTec pool in 2021, fresh interior and exterior paint, and rain gutters. Step outside to your own private backyard retreat, perfectly positioned to overlook a peaceful wash for added privacy and scenic desert views. Enjoy mature fruit trees, a cozy fire pit, and an outdoor gas BBQ island complete with a sink--ideal for entertaining. The custom-designed Arizona room extends your living space, allowing you to enjoy the beauty of Arizona in comfort throughout every season. This exceptional Lone Mountain home offers luxury, versatility, and timeless Arizona living in one of Cave Creek's most desirable communities.

5731 E Ashler Hills Drive, Cave Creek
$1,030,000
3 Beds ⋅ 3 Baths ⋅ 7062475 MLS ⋅ 3,022 SqFt.
Beautifully maintained 3-bedroom home with a spacious office in a desirable gated community, tucked away on a quiet cul-de-sac and backing to a private wash. Major upgrades include a new roof (2021), new A/C units (2023), a $70,000 solar panel system that will be paid off at closing, and a fully heated spool (spa-pool) installed in 2024. With many more improvements throughout, be sure to ask for the complete upgrades list! The functional floor plan features a spacious primary suite with a large walk-in closet, three additional bedrooms with a Jack-and-Jill bath, and a versatile office perfect for working from home or homeschooling. Enjoy Arizona outdoor living with a large covered patio, built-in BBQ, outdoor fireplace, and beautifully landscaped backyard with mature lemon, orange, and pomegranate trees. A 3-car garage with built-in cabinets and attic storage provides ample space for vehicles and storage.

5317 E Forest Pleasant Place, Cave Creek
$745,000
2 Beds ⋅ 2 Baths ⋅ 7062237 MLS ⋅ 1,252 SqFt.
RARE opportunity on a full ACRE in a desirable Maricopa county island surrounded by million-dollar homes! This 2-bed, 2-bath home is ready for your vision & renovation...the possibilities are endless. Block fencing added for privacy, the expansive lot offers plenty of room to expand the existing home, build a detached garage/workshop, add RV parking, or create the custom estate you've always dreamed of. Enjoy the flexibility & freedom of living in an area experiencing luxury growth & development. If you're an investor, builder, or buyer looking to create your DREAM home, the property offers exceptional potential in an established enclave of high-end custom residences. Don't miss the opportunity to invest in a location where surrounding homes showcase the area's incredible value & no HOA's. Enjoy the peace and privacy of this home situated on a private, paved, no-through street. This home is being sold "AS-IS'.

28625 N 43rd Street, Cave Creek
$960,000
4 Beds ⋅ 3 Baths ⋅ 7061581 MLS ⋅ 1,946 SqFt.
A stunning & incredible home and additional detached 320sf 1br/1ba casita on over an acre. Gated entry w semi-circle driveway to main house. Enter the garden front courtyard to the home and walk in to your beautiful foyer & high vaulted ceiling in the living room with large windows, lots of natural light & a fireplace. The kitchen has dining area with sliding doors to the front courtyard and access to laundry room that leads to carport. The main bedroom has a separate exit to the back patio. Main bathroom is updated & spacious. 2nd Bedroom also has patio door to courtyard. 3rd bedroom with barn doors & fireplace is currently being used as a billiard room. Casita has kitchen & laundry. Ready for new owners to love it and enjoy the space. Close to Desert Ridge, restaurants, I101 & Scottsdale

6510 E Dixileta Drive, Cave Creek
$950,000
3 Beds ⋅ 3 Baths ⋅ 7061539 MLS ⋅ 2,737 SqFt.
Experience the best of Tatum Ranch in this beautifully reimagined home, perfectly positioned on a premium wash lot with a private pool and exceptional indoor-outdoor living. Meticulously cared for and thoughtfully updated, this fully move-in-ready residence reflects true pride of ownership, with every improvement completed with quality, comfort, and lasting enjoyment in mind. From the moment you enter, your eye is drawn through a wall of oversized sliding glass doors to the sparkling backyard pool and natural desert wash beyond. Walls were removed to create a true open-concept floor plan that is difficult to find in this neighborhood, allowing the kitchen, living spaces, and backyard views to flow together seamlessly. Soaring ceilings, new flooring, updated lighting, and bright, inviting spaces enhance the home's open and airy feel. The gourmet kitchen serves as the heart of the home, with a high-end GE Monogram Professional gas range featuring double ovens and a warming tray, along with a coordinating hood, creating a striking centerpiece. New granite countertops, shaker cabinetry, stainless steel appliances, and a spacious island with breakfast bar seating complete this beautifully designed space. A versatile open den with a custom built-in desk and bookshelves provides the ideal home office or creative space. The grand primary suite offers direct backyard access, a custom walk-in closet, and a beautifully updated bathroom featuring dual vanities and a new walk-in shower. Additional upgrades include updated baseboards, integrated stereo speakers, custom sliding-door drapes, electrical improvements, and screens throughout, including a hidden front door screen. Step outside to your own private desert retreat, complete with all-new landscaping, artificial turf, a sparkling pool with equipment replaced in 2020, and a covered patio enhanced with misters, lighting, and ceiling fans. The premium wash-side setting and snake fencing add privacy and peace of mind. Even the three-car garage has been thoughtfully upgraded with an insulated door and ceiling, overhead storage, a new water heater, and a new water softener. A dedicated mini-split A/C system keeps the garage cool and comfortable, even during the hottest Arizona summer months. Beautifully finished, extensively upgraded, and designed for effortless living, this is the Tatum Ranch home you have been waiting for.

5011 E Justica Street, Cave Creek
$675,000
3 Beds ⋅ 3 Baths ⋅ 7060714 MLS ⋅ 2,195 SqFt.
Welcome home to Tatum Ranch! Enjoy an open and airy living space featuring soaring ceilings and natural light. The spacious kitchen features granite countertops, white cabinets, stainless appliances and multiple windows overlooking the backyard. Outside, unwind in the sparkling pool with waterfall, relax in the above-ground spa and enjoy low maintenance landscaping. Upstairs, this highly sought-after floor plan includes a versatile loft with access to a large balcony, where you can enjoy breathtaking sunsets & desert views. Primary suite features a full bath and large walk-in closet. Additional highlights include a 3-car garage, water softener loop, pre-plumb for garage sink and more. Enjoy scenic walking paths, Desert Willow Park, beautiful desert surroundings and Tatum Ranch activities.

4124 E Palo Brea Lane, Cave Creek
$1,350,000
3 Beds ⋅ 3 Baths ⋅ 7060713 MLS ⋅ 3,134 SqFt.
Extraordinary living in this exceptional custom Santa Fe-style home, boasting breathtaking mountain views. Nestled on nearly an acre, this beautifully crafted residence provides the perfect blend of luxury and comfort. A circular drive, 3-car garage, and gated courtyard with flagstone flooring and a fireplace create a welcoming entrance, while the resort-inspired backyard is an entertainer's dream. Discover a bright, spacious living room with built-in speakers and a formal dining room. Tile flooring in high-traffic spaces, carpet in the right places, tall ceilings, and custom paint enhance the home's inviting ambiance. The cozy family room features a fireplace. The kitchen is equipped with ample storage, tile backsplash, granite countertops, and premium appliances. The owner's suite has outdoor access, a luxurious ensuite bathroom with jetted tub, tiled shower, dual granite vanity, and a walk-in closet. Secondary bedrooms share a Jack & Jill bathroom. Versatile den with adjacent powder room is ideal for a home office or gym, while the laundry room includes a utility sink for added convenience. Enjoy outdoor living under the covered patio, taking in spectacular views. The backyard oasis features a relaxing spa, sparkling pool, built-in grill, fire pit, and a personal putting green. This remarkable property truly has it all!

38844 N Spur Cross Road, Cave Creek
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