Cave Creek Homes with FHA New Financing

Cave Creek Homes with FHA New Financing

Welcome to Cave Creek, Arizona, a hidden gem nestled in the stunning Sonoran Desert, just north of Phoenix. Known for its breathtaking natural beauty, rich history, and vibrant community, Cave Creek offers a unique blend of small-town charm and modern amenities. Here, you can enjoy the best of both worlds—an outdoor lifestyle filled with hiking, horseback riding, and exploring the picturesque landscapes, while still having access to urban conveniences.

Cave Creek is renowned for its eclectic mix of art galleries, boutique shops, and mouthwatering dining options that showcase the local flavor. Whether you’re strolling through the charming downtown area or attending one of the many community events throughout the year, you’ll quickly discover that Cave Creek has a warm and welcoming atmosphere that makes it feel like home.

For those considering a move to this enchanting area, the housing market in Cave Creek offers a variety of options to suit your needs. Many homes are eligible for FHA financing, making it easier for first-time buyers and those looking to invest in this beautiful community. With FHA loans, you can take advantage of lower down payment requirements and more flexible credit guidelines, making your dream of owning a home in Cave Creek more attainable than ever.

Imagine waking up to stunning desert sunrises and enjoying evening strolls under the starry skies. Cave Creek is not just a place to live; it’s a lifestyle filled with adventure, community, and endless opportunities. Explore the possibilities today and discover your perfect home in this captivating corner of Arizona!

Newest Cave Creek Homes with FHA New Financing

$495,000
2 Beds ⋅ 2 Baths ⋅ 7063924 MLS ⋅ 1,383 SqFt.
Experience refined desert living in this beautifully appointed 2BR/2BA home in the gated Villagio at Dove Valley Ranch. The inviting great room features a cozy fireplace, while the chef-inspired kitchen offers granite countertops, a spacious island, and stainless steel appliances. The private primary suite includes a dual-sink vanity and generous storage. Enjoy Arizona mornings or evenings on the covered patio, then unwind at the community's heated pool and spa. An attached garage, low-maintenance desert landscaping, and HOA-covered exterior maintenance create an effortless lock-and-leave lifestyle. Ideally located minutes from Cave Creek's dining, shopping, golf, outdoor recreation, and top-rated schools, this exceptional home offers the perfect blend of comfort, style, and convenience.

33550 N Dove Lakes Drive Unit Unit 2027, Cave Creek
$499,000
2 Beds ⋅ 2 Baths ⋅ 7063291 MLS ⋅ 1,684 SqFt.
You know the saying: location, location, location! Situated on an exceptional lot within gated Tatum Village, this two-bedroom patio home presents an opportunity for comfortable living & personalization at an unbeatable value. Enjoy privacy, desert wash & mountain views, and incredible sunsets all from your expansive covered patio. The functional split-floor plan features a spacious den, plus a neutral, clean palette with solid wood oak cabinetry, tile flooring, and plantation shutters. Located within the Tatum Ranch master plan, Tatum Village offers pickleball & tennis courts, walking paths, a heated pool & spa, meticulously maintained greenbelts, and access to the Tatum Ranch Golf Club. Only minutes to great restaurants, parks, shopping, hiking, first-rate schools, and freeway access. New HVAC within the last two years, and the HOA takes care of your landscaping!

4738 E Casey Lane, Cave Creek
$1,030,000
3 Beds ⋅ 3 Baths ⋅ 7062475 MLS ⋅ 3,022 SqFt.
Beautifully maintained 3-bedroom home with a spacious office in a desirable gated community, tucked away on a quiet cul-de-sac and backing to a private wash. Major upgrades include a new roof (2021), new A/C units (2023), a $70,000 solar panel system that will be paid off at closing, and a fully heated spool (spa-pool) installed in 2024. With many more improvements throughout, be sure to ask for the complete upgrades list! The functional floor plan features a spacious primary suite with a large walk-in closet, three additional bedrooms with a Jack-and-Jill bath, and a versatile office perfect for working from home or homeschooling. Enjoy Arizona outdoor living with a large covered patio, built-in BBQ, outdoor fireplace, and beautifully landscaped backyard with mature lemon, orange, and pomegranate trees. A 3-car garage with built-in cabinets and attic storage provides ample space for vehicles and storage.

5317 E Forest Pleasant Place, Cave Creek
$960,000
4 Beds ⋅ 3 Baths ⋅ 7061581 MLS ⋅ 1,946 SqFt.
A stunning & incredible home and additional detached 320sf 1br/1ba casita on over an acre. Gated entry w semi-circle driveway to main house. Enter the garden front courtyard to the home and walk in to your beautiful foyer & high vaulted ceiling in the living room with large windows, lots of natural light & a fireplace. The kitchen has dining area with sliding doors to the front courtyard and access to laundry room that leads to carport. The main bedroom has a separate exit to the back patio. Main bathroom is updated & spacious. 2nd Bedroom also has patio door to courtyard. 3rd bedroom with barn doors & fireplace is currently being used as a billiard room. Casita has kitchen & laundry. Ready for new owners to love it and enjoy the space. Close to Desert Ridge, restaurants, I101 & Scottsdale

6510 E Dixileta Drive, Cave Creek
$1,575,000
3 Beds ⋅ 3 Baths ⋅ 7058854 MLS ⋅ 3,397 SqFt.
Come experience this exceptional 3 Bedroom + Office | 2.5 Bathroom residence, ideally situated on an oversized lot in a private cul-de-sac within the gated Montevista community. Thoughtfully designed for both everyday living and entertaining, the open floor plan showcases updated wood-look tile flooring, and spacious living areas filled with an abundance of natural light. The chef's kitchen features premium Sub-Zero and Viking appliances, custom cabinetry, a large center island, and a walk-in pantry. The private primary suite offers direct patio access and a luxurious bath with a soaking tub, split vanities, and a custom walk-in closet. Designed to embrace Arizona's indoor-outdoor lifestyle, the lush backyard features a resort-style pool and spa, built-in BBQ, gas fire pit, pergola with misting system and resort style park-like botanical garden landscaped grounds. Residents enjoy Montevista's premier community park, complete with a tot lot, basketball and pickleball courts, walking paths, and several neighborhood pocket parks. This gem of a home is truly one-of-kind, so come experience the very best of Arizona living and fall in love today.

5205 E Barwick Drive, Cave Creek
$1,595,000
4 Beds ⋅ 4 Baths ⋅ 7057193 MLS ⋅ 3,443 SqFt.
The Former Model Home You've Been Waiting For. Set on 1.19 acres, this single-level retreat blends luxury, comfort, & thoughtful upgrades throughout. The stunning 2025 chef's kitchen features custom alder cabinetry, Taj Mahal Quartzite countertops, GE appliances, a custom coffee bar, & striking copper accents. Enjoy a private detached casita with kitchenette, executive office with custom built-ins, and a resort-style north-facing backyard complete with a Pebble Tec pool, spa, outdoor kitchen, mature ficus privacy, covered pergola, & a premium wildlife-resistant dog retreat. With owned solar, a Tesla Powerwall, new Lennox HVAC systems, and countless upgrades, this is a home you truly need to experience in person.

3654 E Sierra Way, Cave Creek
$1,290,000
4 Beds ⋅ 3 Baths ⋅ 7056174 MLS ⋅ 3,680 SqFt.
This stunning Sonoran Desert jewel is a 4-bedroom, 3-bath multigenerational residence nestled in the heart of Cave Creek. Spanning 3,680 sq ft on a spacious 0.32-acre lot which backs into a 25 acre natural preserve, this home blends timeless Tuscan architecture with modern upgrades. Step inside to soaring ceilings, custom wood beams, and a dramatic 12-foot stone fireplace that burns gas or wood. The open floor plan flows seamlessly into a chef's kitchen with a Sub-Zero fridge and Dacor double ovens. A guest suite with separate entrances offers ideal space for multi-generational living or visitors. Outdoors, enjoy a newly remodeled PebbleTec lagoon-style pool with 2 waterfalls, decorative bowls, and low-maintenance turf. Mountain views frame the backyard, complete with wrought iron fencing and ample entertaining space. Additional highlights include energy-efficient insulation, California Closets, 2 negative edge corner windows, Anderson Premier windows, gas fire pit a storage room, and a 2-car garage. Located in a desirable community with low HOA fees, this property offers both elegance and practicality. This home can be purchased with crypto currency using Propy Title insurance

4502 E Sierra Sunset Trail, Cave Creek
$1,250,000
4 Beds ⋅ 4 Baths ⋅ 7055879 MLS ⋅ 3,200 SqFt.
Better than New! Immacculate single level, Modern, Contemporary masterpiece in Cave Creek's coveted Saguaro Trails. This 4 BR/3.5BA home boasts 8ft doors, Soaring Vaulted and Beamed Ceilings, Custom Lighting, a Linear Fireplace & Modern tile flooring throughout the main living areas. The chef's kitchen features a massive oversized island, perfect for entertaining, Dacor Appliances and an LG Fridge! The Expansive Open floor plan is light and airy & includes a luxurious Primary Suite w/a soaking tub and Gorgeous tile shower. The oversized secondary bedroom includes an en suite and the 3 & 4 bedrooms are joined by a Jack & Jill Bath, all of this AND a separate Teen/Flex Room. Step outside to your private oasis featuring a custom pergola and a heated Swim Spa for year round enjoyment

4218 E Desert Vista Trail, Cave Creek
$744,995
4 Beds ⋅ 3 Baths ⋅ 7055640 MLS ⋅ 2,807 SqFt.
Welcome to this beautifully maintained 4-bedroom home in desirable Tatum Ranch! Soaring ceilings, abundant natural light, wood-look flooring, a cozy fireplace, an open loft create the perfect blend of comfort and funtionality. The kitchen feautres stainless steel appliances, white cabinetry, a breakfast bar, and walk-in pantry. The spacious primary suite offers dual vanities and a walk-in closet. Step outside to your private backyard with lush grass, a covered patio, a sparking pool, and no neighbors directly behind. Major updates include paid-off solar, a new A/C(2025), and a new pool pump (2024). Conveniently located near golf courses, parks, shopping, dining, and top-rated schools.

5116 E Peak View Road, Cave Creek
$625,000
4 Beds ⋅ 2 Baths ⋅ 7055346 MLS ⋅ 1,797 SqFt.
Fall in love with this beautiful single-level home in the desirable Peak View! Explore the thoughtfully designed layout, offering plenty of space for entertaining, comfortable everyday living, and storage, featuring wood-look flooring, contemporary lighting, a built-in entertainment niche, and stylish neutral tones. The kitchen comes equipped with white shaker cabinets adorned with crown molding, quartz countertops, a pantry, and stainless appliances for a seamless cooking experience. Get a good night's rest in the main retreat, complete with a walk-in closet with attached organizers for all your belongings, and an ensuite with dual sinks for added convenience. The backyard includes a covered patio where you can unwind after a long day with your favorite drink, a turf area perfect for a playground, and ample seating space for outdoor fun with an easy-care landscape. Hurry up and check it out now!

4016 E Mark Lane, Cave Creek
$619,000
3 Beds ⋅ 2 Baths ⋅ 7054771 MLS ⋅ 1,813 SqFt.
Welcome to this beautifully remodeled home in the highly desirable Tatum Ranch community, where modern style and thoughtful upgrades create a truly move-in-ready opportunity. The bright, open floor plan is filled with natural light and features luxury vinyl plank flooring throughout, designer two-tone interior paint in neutral tones, new vanities in both bathrooms, new standup shower in secondary bathroom, updated lighting fixtures, new hardware, and stylish finishes at every turn. Recent improvements also include exterior paint, a reverse osmosis (RO) system, new garage door, new garage service door, and epoxy-coated garage flooring. Designed for both everyday living and entertaining, the home offers two spacious living areas, one highlighted by a cozy fireplace. The beautifully updated kitchen showcases rich mocha cabinetry, a custom tile backsplash, center island, pantry, stainless steel appliances, and abundant windows that flood the space with natural light. The generous primary suite provides a relaxing retreat with a stunning remodeled bathroom featuring dual vanities, a walk-in shower, and a spacious walk-in closet. Step outside to a private backyard offering a large covered patio, grass area, and plenty of room to create your ideal outdoor living space. Combining contemporary upgrades, functional living spaces, and an exceptional Tatum Ranch location, this home is ready to impress.

29011 N 48th Street, Cave Creek
$849,990
5 Beds ⋅ 3 Baths ⋅ 7054552 MLS ⋅ 3,352 SqFt.
OVER $125,000 IN UPGRADES, NEW ROOF (2026), RESORT-STYLE BACKYARD & DESIRABLE TATUM RANCH LOCATION! ~ Beautifully updated and meticulously maintained, this exceptional home combines timeless design with modern upgrades in one of Cave Creek's most sought-after communities. Soaring vaulted ceilings create a bright, open atmosphere, while the remodeled gourmet kitchen serves as the heart of the home, offering stylish finishes and an ideal layout for everyday living and entertaining. Designed with both comfort and functionality in mind, the home features newer flooring throughout, updated dual-pane windows (2023), beautifully remodeled bathrooms, a whole-home water filtration system, water softener (2024), newer water heater, central vacuum system, and surround sound extending throughout th interior and covered patio. The inviting family room is highlighted by an electric fireplace, while the spacious primary suite offers a private retreat with ample room to unwind. The versatile floor plan includes two bedrooms and a full bathroom on the main level, with the primary suite and two additional oversized secondary bedrooms upstairs. Step outside to your own private backyard oasis, thoughtfully designed for year-round Arizona living. The heated PebbleTec pool and spa with cascading waterfall create the perfect setting for relaxation, while newer artificial turf, a gas fire pit, custom pool fence, and pool cover complete the resort-style experience. The expansive side yard with RV gate provides additional flexibility for storage or recreational vehicles. Additional highlights include a utility sink in the laundry room and an oversized three-car garage with built-in cabinetry for exceptional storage. Ideally located within the highly desirable Tatum Ranch community, this move-in-ready home offers an incredible combination of quality upgrades, spacious living, and outstanding indoor-outdoor entertaining. A rare opportunity to own a beautifully updated home in one of North Phoenix's premier neighborhoods.

4425 E Casey Lane, Cave Creek
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