Cave Creek Homes with Cash New Financing

Welcome to Cave Creek, Arizona – a hidden gem nestled in the heart of Maricopa County. Known for its stunning desert landscapes and vibrant Western spirit, Cave Creek offers a unique blend of rustic charm and modern conveniences. Just a short drive from the bustling city of Phoenix, this picturesque town is a haven for outdoor enthusiasts and those seeking a laid-back lifestyle.

Cave Creek is renowned for its rich history and artistic flair, with a thriving local arts scene, eclectic shops, and mouth-watering dining options that celebrate Southwestern cuisine. Explore the majestic trails of the nearby Tonto National Forest or indulge in the town’s famous cowboy culture at local rodeos and events. Whether you’re horseback riding through the desert or enjoying a sunset dinner on a patio, Cave Creek promises a lifestyle that is both adventurous and relaxed.

For those looking to make Cave Creek their home, the real estate market offers a variety of options, including homes that qualify for cash new financing. This means you can seize the opportunity to invest in your dream home with ease, making the transition to this enchanting community even smoother. From charming single-family residences to luxurious estates with breathtaking views, there’s something for everyone in Cave Creek.

Embrace the opportunity to live in a place where nature meets community, and adventure is just outside your door. With cash new financing options available, now is the perfect time to explore the possibilities that await you in beautiful Cave Creek, AZ!

Newest Cave Creek Homes with Cash New Financing

$3,200,000

5 Beds ⋅ 6 Baths ⋅ 7089897 MLS

An extraordinary custom equestrian estate and car collector's dream! Privately gated 4-bedroom, 5-bath residence spans 4769 sq ft main home plus 1351 with one bedroom, 1 bath in the guest house.. Expansive great room framed by a curved wall of windows that opens onto the desert and mountains. The gourmet kitchen is built for entertaining, with commercial-grade stainless appliances, custom alder cabinetry, and slab granite countertops. An exterior spiral staircase leads to a rooftop observation deck. 6 stall mare motel with turnouts and arena and and perfect area for a hotwalker. Pick up the trail to Spur Cross Ranch literally at your front door. The garage is air conditioned and insulated. It will accommodate a lift making the total car storage between 12+ depending lift, size and how you park them. The RV garage is a drive-through. Everything has been so well thought out. Massive back patio expands the length of the house with fireplace and upgraded built in grill Beautiful wood throughout, solid core doors. Three walk-in pantry/storage rooms. Two parcel are included in this sale. B&C. C is .457 acre across the street and includes a mare motel also. If square footage matters, buyer must verify.

40025 N Spur Cross Road, Cave Creek

4052 E Via Caballo Blanco --, Cave Creek

$1,150,000

4 Beds ⋅ 4 Baths ⋅ 7089789 MLS

Living in Exclusive La Placia! Discover this stunning Cave Creek home in an intimate, gated community of just 30 residences. Set on a desirable corner lot, it welcomes you with charming curb appeal, stone accents, desert landscaping, & paver driveway. Inside you find soaring ceilings, abundant natural light, and a warm neutral palette that creates an inviting atmosphere. The open-concept design features surround sound and sliding doors. The gourmet kitchen shines with granite countertops, cherry wood cabinetry, subway tile backsplash, walk-in pantry, oversized island, stainless steel appliances, gas cooktop, and double ovens! Guest quarters feature private entrance, cozy sitting area and full en suite A 3-car tandem garage, RV gate, & spacious pass-through RV garage make this a rare gem! Added features include office nook with a built-in desk! The primary bedroom has an ensuite that features dual vanities, a sizable divided walk-in closet, and a tiled shower w/dry-off area. PLUS! Oversized laundry room with a sink & cabinetry for your convenience. When it's time to unwind, the tranquil backyard awaits you with a covered patio, paver patio, lush lawn, and mature trees. A rare find you won't want to miss!

4052 E Via Caballo Blanco --, Cave Creek

$425,000

7089489 MLS

BUILD YOUR DREAM HOME on the west face of Black Mountain, where elevated terrain captures sweeping mountain vistas and spectacular Arizona sunsets. A rare opportunity for both a custom homesite and lasting privacy, the sale includes three parcels. The approximately 1.5-acre parcel with Sunset Trail frontage is zoned R-35 and offers the opportunity to build your custom home. Two additional adjacent parcels to the east and uphill are preserved and may not be built upon, creating a natural buffer that protects privacy, open space and views. Ideally located near the heart of Cave Creek, with dining, galleries and shopping just minutes away, plus convenient access to Black Mountain hiking trails. An exceptional opportunity to create a custom desert retreat in one of Arizona's most scenic and sought-after communities, with the added benefit of protected land surrounding your future home. The recorded TDR Agreement is available for your review. 211-15-032 N 66,245 sf 1.52 Acres R-35 Zoning 211-13-014B 49,149 sf 1.12 Acres TDR, no Building 211-113-014C 49,149 sf 1.12 Acres TDR, no Building

37395 N Sunset Trail Unit -, Cave Creek

$720,000

4 Beds ⋅ 3 Baths ⋅ 7089226 MLS

Desert & mountain views, private pool + no neighbor behind you in the gated Ocotillo enclave of Dove Valley Ranch in Cave Creek. 4 bed/2.5 bath backs to a natural desert wash w/ view fencing framing open Sonoran Desert + Black Mountain. Private backyard w/ sparkling pool + extended covered patio for dining & lounging. Great room w/ custom built-in + plantation shutters. Kitchen w/ granite counters, island w/ breakfast bar, stainless appliances + bay window nook. Oversized upstairs primary w/ vaulted ceiling, picture windows + private sunset balcony, en suite bath + walk-in closet. Downstairs bedroom/office w/ French doors. Community w/ Robert Trent Jones Jr. golf course, walking paths + dark starry skies. Minutes to Cave Creek dining, Spur Cross trails, Carefree, Desert Ridge + Loop 101

4208 E Desert Sky Court, Cave Creek

$299,000

4 Beds ⋅ 3 Baths ⋅ 7089203 MLS

RARE MULTI-FAMILY DEVELOPMENT OPPORTUNITY in the heart of downtown Cave Creek! This 0.23-acre (9,785 sq ft) level, square lot carries coveted MR-43 multi-family zoning a hard-to-find combination of density and location. Utilities (water, gas, electric) are already onsite. The flat, build-ready topography keeps development costs down from day one. Enjoy sweeping mountain views and unbeatable walkability to downtown Cave Creek's shops, restaurants, and everyday conveniences. Property is currently improved with a manufactured home. Ideal for the investor, builder, or 1031 buyer ready to capitalize on one of the Valley's most sought-after small towns. Bring your vision, opportunities like this don't last!

38418 N Basin Road Unit 20, Cave Creek

$1,084,233

4 Beds ⋅ 4 Baths ⋅ 7088956 MLS

A hidden enclave of traditional single-story residences each boasting an oversized lot that embraces the north valley's desert living in Cave Creek, Arizona. This upgraded home features upgraded cabinet, countertops, and wood plank tile flooring. The upgraded backyard landscaping makes this home turn key. This home will be completed in January 2027.

31709 N 42nd Place, Cave Creek

$925,000

4 Beds ⋅ 3 Baths ⋅ 7088801 MLS

FULLY FURNISHED gated home nestled on a premium lot in prestigious Dove Valley Ranch. Highly desirable floor plan offers 4 bedrooms, 2.5 bathrooms, plus a versatile office or game room, with a spacious 3 car garage. The kitchen boasts granite countertops, generous storage, a large island, and stainless appliances - all with lovely views of the pool. The luxurious primary suite is a relaxing retreat, with a large walk-in closet, dual vanity, separate shower, and soaking tub. Step outside to discover exceptional outdoor living, with a beautiful sparkling pool and expansive paver patio, backing to open space with privacy and sunset views. Ideally located in a gated community, just minutes to shopping, hiking, and Dove Valley Ranch Golf Club. Two new AC units in 2019. ALL FURNITURE INCLUDED.

33838 N 43rd Street, Cave Creek

$899,000

4 Beds ⋅ 3 Baths ⋅ 7088761 MLS

Sunsets, space, and smart upgrades come together in this beautiful home. This well-kept Cave Creek home in the gated community of Emerald Greens at Dove Valley Ranch is made for the Sonoran Desert lifestyle, with open floor plan living that connects easily to the outdoors. With nearly 3,500 square feet, the layout adapts to however you live. You'll find 4 bedrooms and 3 baths, plus a home office that can serve as a 5th bedroom, a loft, a dining room, and a bonus sitting room. The kitchen is the heart of the home. Slab granite counters, stainless steel appliances, and a gas range set the stage for everything from busy mornings to big holiday gatherings. An oversized pantry and a separate butler's pantry keep everything organiz and within reach. Entertain in style in this backyard retreat, complete with a covered outdoor kitchen featuring a Coyote built-in grill, ceramic Coyote Kamado cooker, granite counters, and a sink. Take a dip in the sparkling pool with a tiled water feature and pool heater for year-round enjoyment, then sharpen your short game on the private putting green. A flagstone patio with ceiling fans offers shaded space for dining and lounging, and an upstairs balcony captures the sunsets. Perfect for everything from game-day cookouts to quiet evenings under the desert sky. Space, style, and efficiency in a desert setting you'll love coming home to.

32644 N 40th Place, Cave Creek

$1,250,000

4 Beds ⋅ 3 Baths ⋅ 7088720 MLS

Highly sought-after Torrey Pines floorplan in gated Cave Creek community! Quiet and amenity-rich, with parks and walking paths just outside your door, minutes from Black Mountain. High ceilings and abundant natural light make this split floorplan home feel expansive. The backyard is a true retreat: travertine tile, a built-in gas fireplace, built-in jacuzzi, built in bbq and your own putting green, surrounded by lemon, orange, and grapefruit trees. Practical upgrades include a tankless gas water heater and an epoxy-coated garage floor with built-in storage. Quiet, gated, and in a floorplan buyers specifically seek out -- this is Cave Creek living at its best. Out back is where this home truly shines. Travertine tile sets the stage for a true backyard retreat, complete with a built-in gas fireplace, a built-in jacuzzi, and your own putting green -- perfect for winding down or entertaining. Citrus trees including lemon, orange, and grapefruit round out the landscape, bringing that classic Arizona backyard feel. High ceilings and abundant natural light make the home feel expansive from the moment you walk in, while the split floorplan offers privacy and flexibility for family, guests, or a home office setup. Practical upgrades matter too -- a tankless gas water heater means efficient, on-demand hot water, and the epoxy-coated garage floor with built-in storage keeps things organized without sacrificing style. This is the highly sought-after Torrey Pines floorplan -- quiet, gated, and move-in ready.

5815 E Sierra Sunset Trail, Cave Creek

38500 N School House Road Unit 8, Cave Creek

$859,000

2 Beds ⋅ 3 Baths ⋅ 7088492 MLS

Mountain views, a premium corner lot and beautifully upgraded interiors set this 2023 Galloway Ridge home apart. The single-level Capstone floor plan features two spacious primary suites, a dedicated office and 2.5 baths. An oversized island anchors the gourmet kitchen, complemented by quartz countertops, upgraded cabinetry, stainless steel appliances, gas cooking and a built-in wine fridge. Large windows and sliding doors bring natural light into the open great room. Enjoy north/south exposure and a private backyard with a covered patio, outdoor fireplace and view fencing overlooking the community's grassy dog park. A two-car garage and community pool, spa and fitness facilities complete this inviting Cave Creek retreat.

38500 N School House Road Unit 8, Cave Creek

$6,300,000

5 Beds ⋅ 6 Baths ⋅ 7088370 MLS

Stone Ranch is a rare Cave Creek estate where luxury living meets the untamed beauty of the Arizona desert. A walled estate with two gates and direct access to approximately 3 million acres of protected land, this 5 bedroom 5 bathroom private retreat offers unmatched seclusion, panoramic mountain views, and dazzling sunsets - yet remains just five minutes from downtown. The 6901 sq ft main residence tells a story at every turn, blending the spirit of the Old West with refined craftsmanship, featuring a grand living room, western-inspired saloon, media room, art gallery, collector's room, and a 450 sq ft subterranean speakeasy. Throughout the home, thoughtful artistry reveals itself in unexpected ways, including custom millwork concealing multiple hidden doors, an intentional nod to Old West design, where the finest details are discovered, not displayed. A beautifully appointed 1617 sq ft guest house mirrors the quality and intention of the main residence, offering endless views and proven income potential. Outside, the desert becomes the expansive backdrop for resort-style living. A negative-edge pool, swim-up ramada, elevated waterfall spa, and multiple fire features are set against a dramatic mountain backdrop perfect for sunset gatherings and long desert evenings. For the collector and adventurer, three attached garages (two climate controlled) provide 2821 sq ft of space to accommodate up to 14 vehicles with lifts, ideal for car collections, recreational vehicles, toys, and outdoor gear. Adventure truly begins at your doorstep, with direct access to over 900 miles of hiking and horseback riding trails, making the surrounding desert a seamless extension of the property. Set on more than 3 acres with NO HOA, Stone Ranch includes an additional flat acre, ideal for a private stable, expanded recreation, or whatever the land inspires. This is more than a home, this is a legacy property crafted for those who value natural space and true privacy while living life in luxury with room to roam.

42531 N Spur Cross Road, Cave Creek

$3,950,000

4 Beds ⋅ 5 Baths ⋅ 7088248 MLS

Discover the pinnacle of modern desert luxury in this exquisite single-story residence perched on a premier hilltop lot in Echo Canyon Estates, just minutes north of the heart of Cave Creek. With a private entrance and a backyard oriented for breathtaking Arizona sunsets, this thoughtfully designed home captures panoramic mountain vistas and the serene beauty of the Sonoran Desert. Encompassing 4,110 square feet of living space plus a 1,316 square foot 4 car garage (6,266 total square feet under roof), the open-concept layout seamlessly blends elegance with everyday functionality. 4 generously sized bedrooms, each with a private en-suite bathroom and expansive walk-in closet (4th bedroom optional) Dedicated home office/flex space ideal for remote work or creative pursuits Convenient powder room Gourmet chef's kitchen flowing into an expansive great room anchored by a dramatic stone fireplace Refined dining area with built-in wine cellar Luxurious primary suite offering captivating saguaro forest views, an oversized walk-in closet with washer/dryer setup, and a spa-like bathroom featuring a walk-in glass shower Professionally decorated with premium finishes throughout include designer cabinetry and high-end details selected for lasting beauty and comfort. Step outside to your private resort-style backyard oasis featuring a sparkling pool with sunken spa, covered patio areas, and endless panoramic sunset views from the backyard, primary suite, and living spaces. An optional covered cabana enhances the outdoor entertainment experience. Ideally situated less than 5 minutes from vibrant downtown Cave Creek; with its charming shops, galleries, restaurants, and Western flair and only 30 minutes from the upscale dining, shopping, and cultural attractions of North Scottsdale. Enjoy the privacy and natural beauty of the Sonoran Desert while remaining close to everything. Estimated completion: Fall 2027 Buyer has the option to select interior finishes before December 31, 2026 3D virtual tours of similar models and drone video of the development available upon request Use 42240 N Sierra Vista Dr to locate the development. This is more than a home; it's a refined desert lifestyle waiting to be embraced. Experience the exceptional opportunity of a hilltop residence designed for panoramic views, modern luxury, and effortless living in one of the most desirable settings in the Cave Creek area. By Creeker Development.

6751 E Morning Star Road, Cave Creek

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